Suitable Financial Advice Ltd

Reference number: 313234

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When suitablefinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 266 1011 is
  • Who else gives the postcode PR6 0AG
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • Suitable Mortgages Trading name
  • Suitable Mortgages Ltd Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05158621
Company status
Active
Company type
Private limited company
Incorporated
21 June 2004 (22 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Brendan Patrick Coburn Director Jun 1968 24 Jan 2025 11 other companies
Alasdair Euan Mcwilliams Director Apr 1994 24 Jan 2025 6 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
6
are FCA-registered
2

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 6 companies these 2 directors run together
  • All 4 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Turnover

£157k

Not compared: the previous accounts cover a different length of time

Profit before tax

£115k

Not compared: the previous accounts cover a different length of time

Net assets

£146k

+147% from £59.0k

Cash at bank

£147k

+107% from £70.9k

The previous accounts cover 7 months, so turnover and profit are not compared with them.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05158621. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Suitable Financial Advice’s history from the FCA register and Companies House, newest first.

Key events (14) All events (22)

2026

10 August 2026

  • Throgmorton Midco Limited gave up control

Companies House

24 March 2026

  • Throgmorton Holdings Limited gave up control
  • Throgmorton Midco Limited took control (75–100% of shares)

Companies House

2025

24 January 2025

  • Board replaced: its only director left and 2 new directors took over
  • Beverley Christine Loughlin stopped being a part-owner
  • Matthew John Loughlin stopped being a part-owner
  • Throgmorton Holdings Limited took control (75–100% of shares)

Companies House

2016

21 June 2016

  • Beverley Christine Loughlin became a part-owner (25–50% of shares)
  • Matthew John Loughlin became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2010

1 December 2010

  • Changed its registered name from "Suitable Mortgages Ltd"

FCA register

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

21 June 2004

  • Incorporated at Companies House

Companies House

In the full report: all 22 events

  • All 22 events in its history (14 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms connected to Suitable Financial Advice

Other FCA-listed firms that share a director, phone number or address with Suitable Financial Advice. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Suitable Financial Advice

Other firms of the same type (financial adviser), nearest first.

In Chorley

Cheetham Jackson LtdChorleyAuthorisedEnglish Rose Financial Planning LtdChorleyAuthorisedHesketh Financial Planning LimitedChorleyAuthorisedPatricia Anne WrayChorleyAuthorisedPerspective (North West) LimitedChorleyAuthorisedAnton KirkpatrickChorleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Suitable Financial Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 22 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Suitable Financial Advice Ltd FCA authorised?
Yes, Suitable Financial Advice Ltd (FRN 313234) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Suitable Financial Advice’s phone number and website?
The FCA register lists the phone number 0161 266 1011 and the website suitablefinancial.co.uk for Suitable Financial Advice. If you were given different contact details, use these to check with the firm before going any further.
Is Suitable Financial Advice a scam or clone?
Suitable Financial Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Suitable Financial Advice?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Suitable Financial Advice to the Financial Ombudsman Service, free of charge.
Who owns Suitable Financial Advice?
Companies House lists no one with significant control of Suitable Financial Advice now. Before that, it was controlled by Throgmorton Holdings Limited, Mrs Beverley Christine Loughlin and Mr Matthew John Loughlin.
Who runs Suitable Financial Advice?
Companies House lists 2 directors of Suitable Financial Advice: Brendan Patrick Coburn and Alasdair Euan McWilliams.
How long has Suitable Financial Advice been in business?
The company was formed on 21 June 2004, and has held its current FCA authorisation since October 2004.
What do Suitable Financial Advice’s latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £157k (not compared: the previous accounts cover a different length of time) and profit before tax of £115k (not compared: the previous accounts cover a different length of time).
Does Suitable Financial Advice use any other names?
It trades as Suitable Mortgages. It has previously used the name Suitable Mortgages Ltd.

Sources and links

The full report on Suitable Financial Advice Ltd

£19.99 · Instant PDF download

Loading secure checkout…