Summit Asset Finance Limited

Reference number: 1033879

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Moorgate Finance Limited Reference number: 662419 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Summit Asset Finance Limited (FRN 1033879) is an AR of Moorgate Finance Limited (FRN 662419). When you use Summit Asset Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Summit Asset Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When summitassetfinance.com first appeared online, and whether it can receive email
  • What kind of line 07867 551839 is
  • Who else gives the postcode WN2 4NW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Moorgate Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16403547
Company status
Active
Company type
Private limited company
Incorporated
23 April 2025 (1 year old)
Registered office
33 Glossop Way, Hindley, Wigan, WN2 4NW, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan Alexander Wilcock Director Jun 1978 23 Apr 2025 None
Lindsey Margaret Wilcock Director Sep 1980 23 Apr 2025 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Key dates in its history

Summit Asset Finance’s history from the FCA register and Companies House, newest first.

2025

2 June 2025

  • Became an appointed representative

FCA register

23 April 2025

  • Incorporated at Companies House
  • Jonathan Alexander Wilcock became a part-owner (25–50% of shares)
  • Lindsey Margaret Wilcock became a part-owner (25–50% of shares)
  • Jonathan Alexander Wilcock appointed as a director
  • Lindsey Margaret Wilcock appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Summit Asset Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Wigan

Charnock Mortgages LtdWiganAppointed representativeCraig Potter Commercial Finance LimitedWiganAppointed representativeDeborah Jane BoothWiganAppointed representativeL R Finance (North West) LimitedWiganAppointed representativeLarge Financial LtdWiganAppointed representativeMakerfield Mortgages (NW) LtdWiganAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Summit Asset Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is Summit Asset Finance Limited FCA authorised?
Summit Asset Finance Limited (FRN 1033879) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Summit Asset Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Summit Asset Finance Limited (FRN 1033879) is an AR of Moorgate Finance Limited (FRN 662419). When you use Summit Asset Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Summit Asset Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Summit Asset Finance’s phone number and website?
The FCA register lists the phone number 07867 551839 and the website summitassetfinance.com for Summit Asset Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Summit Asset Finance a scam or clone?
Summit Asset Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Summit Asset Finance?
Protection works through Moorgate Finance Limited, the principal firm responsible for Summit Asset Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Summit Asset Finance?
Companies House lists 2 people with significant control of Summit Asset Finance: Mr Jonathan Alexander Wilcock (25–50% of shares) and Mrs Lindsey Margaret Wilcock (25–50% of shares).
Who runs Summit Asset Finance?
Companies House lists 2 directors of Summit Asset Finance: Jonathan Alexander Wilcock and Lindsey Margaret Wilcock.
How long has Summit Asset Finance been in business?
The company was formed on 23 April 2025.

Sources and links

The full report on Summit Asset Finance Limited

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