Appointed representative
Sumy Begum Choudhury does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- 1 thing worth a closer look in the background checks
Responsible principal firm
HL Partnership Limited Reference number: 303397 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Sumy Begum Choudhury (FRN 936170) is an AR of HL Partnership Limited (FRN 303397). When you use Sumy Begum Choudhury's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Sumy Begum Choudhury, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Capital House, 124 City Road, London, EC1V 2NX, United Kingdom
In the full report: 2 background checks, 1 thing worth a closer look
- What kind of line 07427 463669 is
- Whether EC1V 2NX is a shared office: 213 other firms give it
Other names (1)
If you were contacted under any of these names, it is this firm.
- SC Mortgage Consultants Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
Sumy Begum Choudhury’s history from the FCA register and Companies House, newest first.
2020
13 October 2020
- Became an appointed representative
- Began trading as "SC Mortgage Consultants"
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms like Sumy Begum Choudhury
Other firms of the same type (mortgage adviser or broker), nearest first.
In the Central London (EC) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Sumy Begum Choudhury
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- 2 background checks on its contact details, 1 flagged
- All 2 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk