Sumy Begum Choudhury

Reference number: 936170

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Appointed representative

Sumy Begum Choudhury does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Sumy Begum Choudhury (FRN 936170) is an AR of HL Partnership Limited (FRN 303397). When you use Sumy Begum Choudhury's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Sumy Begum Choudhury, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07427 463669

  • Address

    Capital House, 124 City Road, London, EC1V 2NX, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 07427 463669 is
  • Whether EC1V 2NX is a shared office: 213 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • SC Mortgage Consultants Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Sumy Begum Choudhury’s history from the FCA register and Companies House, newest first.

2020

13 October 2020

  • Became an appointed representative
  • Began trading as "SC Mortgage Consultants"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Sumy Begum Choudhury

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Central London (EC) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sumy Begum Choudhury

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details, 1 flagged
  • All 2 events in its history

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Frequently asked questions about this firm

Is Sumy Begum Choudhury FCA authorised?
Sumy Begum Choudhury (FRN 936170) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sumy Begum Choudhury?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sumy Begum Choudhury (FRN 936170) is an AR of HL Partnership Limited (FRN 303397). When you use Sumy Begum Choudhury's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Sumy Begum Choudhury, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Sumy Begum Choudhury’s phone number?
The FCA register lists the phone number 07427 463669 for Sumy Begum Choudhury. If you were given different contact details, use these to check with the firm before going any further.
Is Sumy Begum Choudhury a scam or clone?
Sumy Begum Choudhury is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sumy Begum Choudhury?
Protection works through HL Partnership Limited, the principal firm responsible for Sumy Begum Choudhury's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Sumy Begum Choudhury use any other names?
It trades as SC Mortgage Consultants.

Sources and links

The full report on Sumy Begum Choudhury

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