Surita Photay Ltd

Reference number: 1063517

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Surita Photay Ltd (FRN 1063517) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not Surita Photay.
  • Example: if Surita Photay refers you to a financial adviser, the advice should come from the principal firm, not from Surita Photay itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When valleydrive-dental.co.uk first appeared online, and whether it can receive email
  • What kind of line 01474 328844 is
  • Who else gives the postcode DA12 5SG
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Brent Dental Trading name: A name it trades under now.
  • Valley Drive Dental Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Tabeo Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
9 October 2014 (12 years old)
Registered office
5-7 Station Road, Longfield, Kent, DA3 7QD, England
Nature of business
  • Dental practice activities (SIC 86230)

Directors and company secretaries

Name Role Born Appointed Other companies
Surita Rani Photay Director Mar 1978 9 Oct 2014 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£571k

+19% from £482k

Cash at bank

£479k

−3% from £493k

Employees (average)

0

Same as 0

Owed within a year

£34.4k

Up £33.5k from £841

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09257346. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Surita Photay’s history from the FCA register and Companies House, newest first.

2026

11 September 2026

  • Became an introducer appointed representative

FCA register

2016

1 July 2016

  • Surita Rani Photay took control (75–100% of shares)

Companies House

2014

9 October 2014

  • Incorporated at Companies House

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 1
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Firms like Surita Photay

Other firms of the same type (dental or medical practice), nearest first.

In Gravesend

In the Dartford (DA) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Surita Photay

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Surita Photay Ltd FCA authorised?
Surita Photay Ltd (FRN 1063517) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Surita Photay?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Surita Photay Ltd (FRN 1063517) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not Surita Photay. Example: if Surita Photay refers you to a financial adviser, the advice should come from the principal firm, not from Surita Photay itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Surita Photay’s phone number and website?
The FCA register lists the phone number 01474 328844 and the website valleydrive-dental.co.uk for Surita Photay. If you were given different contact details, use these to check with the firm before going any further.
Is Surita Photay a scam or clone?
Surita Photay is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Surita Photay?
Protection works through Tabeo Finance Limited, the principal firm responsible for Surita Photay's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Surita Photay?
Companies House lists one person with significant control of Surita Photay: Ms Surita Rani Photay (75–100% of shares).
Who runs Surita Photay?
Companies House lists one director of Surita Photay: Surita Rani Photay.
How long has Surita Photay been in business?
The company was formed on 9 October 2014.
What do Surita Photay’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £571k (+19% from £482k) and cash at bank of £479k (−3% from £493k).
Does Surita Photay use any other names?
It trades as Brent Dental and Valley Drive Dental.

Sources and links

The full report on Surita Photay Ltd

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