Surrey Hills Wealth Management Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 2 years
Protected through the principal
No FCA actions
Active company since 2022
Accounts filed up to 30 September 2025
On its latest accounts it owed £108 more than it owned

Responsible principal firm

Finsgate LLP Reference number: 522649 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Surrey Hills Wealth Management Limited (FRN 1006436) is an AR of Finsgate LLP (FRN 522649). When you use Surrey Hills Wealth Management's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Surrey Hills Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07538 419875
Address

2 Freshborough Court, Lower Edgeborough Road, Guildford, Surrey, GU1 2EU, United Kingdom

In the full report: 2 background checks

What kind of line 07538 419875 is
Who else gives the postcode GU1 2EU

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Finsgate LLP, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14339659 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 6 September 2022 (4 years old)
Registered office: 2 Freshborough Court, Lower Edgeborough Road, Guildford, GU1 2EU, England
Nature of business: Activities of financial services holding companies (SIC 64205)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Joseph Philip Wadsted	Director	Feb 1986	6 Sep 2022	1 other company
Gary James Collin	Director	Dec 1961	18 Oct 2024	23 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 24
closed down: 17
is FCA-registered: 1

In the full report: all 24 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Total equity

−£108

Up £431 from −£539

Cash at bank

£4,888

No earlier figure to compare

Employees (average)

1

Up 1 from 0

Owed within a year

£5,948

+151% from £2,370

Total equity is negative: on its last balance sheet the company owed £108 more than it owned.

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14339659. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Surrey Hills Wealth Management’s history from the FCA register and Companies House, newest first.

2024

18 October 2024

Gary James Collin became a part-owner (25–50% of shares)
Gary James Collin appointed as a director

Companies House

2023

21 December 2023

Became an appointed representative

FCA register

2022

6 September 2022

Incorporated at Companies House
Joseph Philip Wadsted became a part-owner (25–50% of shares)
Joseph Philip Wadsted appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Surrey Hills Wealth Management

Other FCA-listed firms that share a director, phone number or address with Surrey Hills Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1

In the full report: the connected firm, named

How it is linked: shared directors (1)
Who links it to this firm: the named directors, with dates

Firms like Surrey Hills Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Guildford

Darren StiffGuildfordAppointed representative Hartley Wealth Management LimitedGuildfordAppointed representative Impactable Investment Group LtdGuildfordAppointed representative KAL Capital Partners LtdGuildfordAppointed representative Koodos LtdGuildfordAppointed representative Mark WilliamsGuildfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Surrey Hills Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

24 other companies its directors have run, named
2 background checks on its contact details
All 6 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Surrey Hills Wealth Management Limited FCA authorised?

Surrey Hills Wealth Management Limited (FRN 1006436) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Surrey Hills Wealth Management?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Surrey Hills Wealth Management Limited (FRN 1006436) is an AR of Finsgate LLP (FRN 522649). When you use Surrey Hills Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Surrey Hills Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Surrey Hills Wealth Management’s phone number?

The FCA register lists the phone number 07538 419875 for Surrey Hills Wealth Management. If you were given different contact details, use these to check with the firm before going any further.

Is Surrey Hills Wealth Management a scam or clone?

Surrey Hills Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Surrey Hills Wealth Management?

Protection works through Finsgate LLP, the principal firm responsible for Surrey Hills Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Surrey Hills Wealth Management?

Companies House lists 2 people with significant control of Surrey Hills Wealth Management: Mr Gary James Collin (25–50% of shares) and Mr Joseph Philip Wadsted (25–50% of shares).

Who runs Surrey Hills Wealth Management?

Companies House lists 2 directors of Surrey Hills Wealth Management: Joseph Philip Wadsted and Gary James Collin.

How long has Surrey Hills Wealth Management been in business?

The company was formed on 6 September 2022.

What do Surrey Hills Wealth Management’s latest accounts show?

Its latest accounts, to 30 September 2025, show total equity of −£108 (up £431 from −£539) and cash at bank of £4,888 (no earlier figure to compare).