Surrey Smart Centre Ltd

Reference number: 1043736

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Meridian Finance Partners Ltd Reference number: 661646 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Surrey Smart Centre Ltd (FRN 1043736) introduces customers to Meridian Finance Partners Ltd (FRN 661646). Any regulated advice or arranging is done by the principal, not Surrey Smart Centre.
  • Example: if Surrey Smart Centre refers you to a financial adviser, the advice should come from the principal firm, not from Surrey Smart Centre itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When surreysmartcentre.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8686 4030 is
  • Who else gives the postcode CR2 6AN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Surrey Smart Centre Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Meridian Finance Partners Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Surrey Smart Centre’s history from the FCA register and Companies House, newest first.

2025

30 October 2025

  • Changed its registered name from "Surrey Smart Centre Limited"
  • Became an introducer appointed representative

FCA register

Firms connected to Surrey Smart Centre

Other FCA-listed firms that share a director, phone number or address with Surrey Smart Centre. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Surrey Smart Centre

Other firms of the same type (credit broker), nearest first.

In South Croydon

Arthur Charles Philip SheridanSouth CroydonAppointed representativeBhakti PhanseSouth CroydonAuthorised

In the Croydon (CR) postcode area

Daniel OreeCroydonAppointed representativeI.W.C. Estate Planning & Management LimitedCroydonAppointed representativeImran KhanCoulsdonAppointed representativeNeil PowneyCoulsdonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Surrey Smart Centre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Surrey Smart Centre Ltd FCA authorised?
Surrey Smart Centre Ltd (FRN 1043736) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Surrey Smart Centre?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Surrey Smart Centre Ltd (FRN 1043736) introduces customers to Meridian Finance Partners Ltd (FRN 661646). Any regulated advice or arranging is done by the principal, not Surrey Smart Centre. Example: if Surrey Smart Centre refers you to a financial adviser, the advice should come from the principal firm, not from Surrey Smart Centre itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Surrey Smart Centre’s phone number and website?
The FCA register lists the phone number 020 8686 4030 and the website surreysmartcentre.co.uk for Surrey Smart Centre. If you were given different contact details, use these to check with the firm before going any further.
Is Surrey Smart Centre a scam or clone?
Surrey Smart Centre is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Surrey Smart Centre?
Protection works through Meridian Finance Partners Ltd, the principal firm responsible for Surrey Smart Centre's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Surrey Smart Centre use any other names?
It has previously used the name Surrey Smart Centre Limited.

Sources and links

The full report on Surrey Smart Centre Ltd

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