Susan Karen Holmes

Reference number: 1064102

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Introducer appointed representative

SUSAN KAREN HOLMES can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Jigsaw Finance Limited Reference number: 679612 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • SUSAN KAREN HOLMES (FRN 1064102) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not SUSAN KAREN HOLMES.
  • Example: if SUSAN KAREN HOLMES refers you to a financial adviser, the advice should come from the principal firm, not from SUSAN KAREN HOLMES itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When holmewardcars-halifax.co.uk first appeared online, and whether it can receive email
  • What kind of line 01422 345267 is
  • Who else gives the postcode HX3 7AE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Jigsaw Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms like Susan Karen Holmes

Other firms of the same type (credit broker), nearest first.

In Halifax

Immerse Recovery LtdHalifaxAppointed representativeMohammed ShahbazHalifaxAuthorisedMohammed Waseem Saleem and Mohammed SaleemHalifaxAuthorisedMr Jaswant Singh HareHalifaxAuthorisedC.j. Tafft LimitedHalifaxAuthorisedJohn Winter & Company LimitedHalifaxAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Susan Karen Holmes

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details

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Frequently asked questions about this firm

Is Susan Karen Holmes FCA authorised?
Susan Karen Holmes (FRN 1064102) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Susan Karen Holmes?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Susan Karen Holmes (FRN 1064102) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not Susan Karen Holmes. Example: if Susan Karen Holmes refers you to a financial adviser, the advice should come from the principal firm, not from Susan Karen Holmes itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Susan Karen Holmes’ phone number and website?
The FCA register lists the phone number 01422 345267 and the website holmewardcars-halifax.co.uk for Susan Karen Holmes. If you were given different contact details, use these to check with the firm before going any further.
Is Susan Karen Holmes a scam or clone?
Susan Karen Holmes is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Susan Karen Holmes?
Protection works through Jigsaw Finance Limited, the principal firm responsible for Susan Karen Holmes's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Susan Karen Holmes

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