Sussex Beds (Tunbridge Wells) Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 4 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2019
Accounts filed up to 30 April 2025
On its latest accounts it owed £233k more than it owned

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01424 851460
Address

55a Calverley Road, Tunbridge wells, TN1 2TU, United Kingdom

In the full report: 2 background checks

What kind of line 01424 851460 is, and the 11 other firms that give it
Who else gives the postcode TN1 2TU

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (1 permission)

Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12080250 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 2 July 2019 (7 years old)
Registered office: Sussex Beds, King Offa Way, Bexhill-On-Sea, TN40 2UA, England
Nature of business: Other retail sale of new goods in specialised stores (not commercial art galleries and opticians) (SIC 47789)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Matthew Robert Pickering	Director	Sep 1974	2 Jul 2019	16 other companies
Stephen John Pickering	Director	Sep 1972	2 Jul 2019	19 other companies
John Paul Rayment	Director	Feb 1973	2 Jul 2019	13 other companies
Suzanne Helen Grace Skinner	Director	Jan 1979	2 Jul 2019	18 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 22
closed down: 5
went insolvent: 1

In the full report: all 22 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
The one that went into liquidation or administration
The 13 on the FCA register
The 19 companies these 4 directors run together

Filed accounts and finances

6 months to 30 April 2025Small company accountsNot audited

Net assets

−£233k

Down £5,587 from −£228k

Cash at bank

£7,662

+174% from £2,800

Employees (average)

0

Same as 0

Owed within a year

£307k

+3.1% from £298k

Net assets are negative: on its last balance sheet the company owed £233k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12080250. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sussex Beds (Tunbridge Wells)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2021

19 December 2021

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2019

30 July 2019

Sussex Bed Centre (Holdings) Limited took control (75–100% of shares)

Companies House

2 July 2019

Incorporated at Companies House

Companies House

In the full report: all 10 events

All 10 events in its history (4 shown here)
Every director appointment and resignation: 4

Firms connected to Sussex Beds (Tunbridge Wells)

Other FCA-listed firms that share a director, phone number or address with Sussex Beds (Tunbridge Wells). A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 12
share a director: 12
share its phone number: 11

In the full report: all 12 connected firms, named

How each is linked: shared directors (12), the same phone number (11)
Who links each one: the named directors, with dates

Firms like Sussex Beds (Tunbridge Wells)

Other firms of the same type (retailer), nearest first.

In Tunbridge wells

bedtime kent limitedTunbridge WellsAuthorised Kelly Cycles LimitedTunbridge WellsAuthorised Hengate Homes LimitedTunbridge WellsAppointed representative G Marsh Company LtdTunbridge WellsAppointed representative Kata Jewellery LtdTunbridge WellsAppointed representative Silverdale TW limitedTunbridge WellsAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sussex Beds (Tunbridge Wells)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

22 other companies its directors have run, named
2 background checks on its contact details
6 years of accounts, charted
All 10 events in its history
12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Sussex Beds (Tunbridge Wells) Ltd FCA authorised?

Yes, Sussex Beds (Tunbridge Wells) Ltd (FRN 953943) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2021 and works as a retailer. The FCA has placed no limits on its permissions.

What is Sussex Beds (Tunbridge Wells)’s phone number?

The FCA register lists the phone number 01424 851460 for Sussex Beds (Tunbridge Wells). If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 11 other FCA firms.

Is Sussex Beds (Tunbridge Wells) a scam or clone?

Sussex Beds (Tunbridge Wells) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Sussex Beds (Tunbridge Wells)?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Sussex Beds (Tunbridge Wells) handles your money, so check the specific product before you commit. You can also refer complaints about Sussex Beds (Tunbridge Wells) to the Financial Ombudsman Service, free of charge.

Who owns Sussex Beds (Tunbridge Wells)?

Sussex Beds (Tunbridge Wells) is owned by Sussex Bed Centre (Holdings) Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 30 July 2019.

Who runs Sussex Beds (Tunbridge Wells)?

Companies House lists 4 directors of Sussex Beds (Tunbridge Wells): Matthew Robert Pickering, Stephen John Pickering, John Paul Rayment and Suzanne Helen Grace Skinner.

How long has Sussex Beds (Tunbridge Wells) been in business?

The company was formed on 2 July 2019, and has held its current FCA authorisation since December 2021.

What do Sussex Beds (Tunbridge Wells)’s latest accounts show?

Its latest accounts, to 30 April 2025, show net assets of −£233k (down £5,587 from −£228k) and cash at bank of £7,662 (+174% from £2,800).