Sussex Retirement Planning Limited

Reference number: 947945

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Sussex Retirement Planning Limited (FRN 947945) is an AR of ValidPath Limited (FRN 197107). When you use Sussex Retirement Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Sussex Retirement Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sussexretirement.co.uk first appeared online, and whether it can receive email
  • What kind of line 01903 256576 is
  • Who else gives the postcode BN12 4NX
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12665988
Company status
Active
Company type
Private limited company
Incorporated
12 June 2020 (6 years old)
Registered office
303 Goring Road Goring-By-Sea, Worthing, West Sussex, BN12 4NX, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul John Hotston Brinton Thatcher Director May 1963 12 Jun 2020 61 other companies
Philip William Wise Director Jun 1965 12 Jun 2020 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
64
closed down
21
went insolvent
2

In the full report: all 64 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The 3 on the FCA register, including one no longer authorised
  • The 1 company these 2 directors run together
Instant PDF download

Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£60.0k

+38% from £43.5k

Cash at bank

£114k

+38% from £82.1k

Employees (average)

3

Same as 3

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12665988. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sussex Retirement Planning’s history from the FCA register and Companies House, newest first.

2022

11 June 2022

  • P Wise Limited took control (75–100% of shares)
  • Philip William Wise gave up control

Companies House

2021

25 March 2021

  • Became an appointed representative

FCA register

2020

12 June 2020

  • Incorporated at Companies House
  • Philip William Wise took control (75–100% of shares)
  • Paul John Hotston Brinton Thatcher appointed as a director
  • Philip William Wise appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Sussex Retirement Planning

Other FCA-listed firms that share a director, phone number or address with Sussex Retirement Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
no longer authorised
1
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
Instant PDF download

Firms like Sussex Retirement Planning

Other firms of the same type (financial adviser), nearest first.

In Worthing

Aphex Financial Planning LtdWorthingAppointed representativeConcierge Wealth Management LtdWorthingAppointed representativeCoole Bevis Wealth Management LtdWorthingAppointed representativeCTW Financial Services LTDWorthingAppointed representativeDJLB Wealth Management LimitedWorthingAppointed representativeEvely Swan LimitedWorthingAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sussex Retirement Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 64 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 7 events in its history
  • 5 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Sussex Retirement Planning Limited FCA authorised?
Sussex Retirement Planning Limited (FRN 947945) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sussex Retirement Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sussex Retirement Planning Limited (FRN 947945) is an AR of ValidPath Limited (FRN 197107). When you use Sussex Retirement Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Sussex Retirement Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Sussex Retirement Planning’s phone number and website?
The FCA register lists the phone number 01903 256576 and the website sussexretirement.co.uk for Sussex Retirement Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Sussex Retirement Planning a scam or clone?
Sussex Retirement Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sussex Retirement Planning?
Protection works through ValidPath Limited, the principal firm responsible for Sussex Retirement Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Sussex Retirement Planning?
Sussex Retirement Planning is owned by P Wise Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 11 June 2022. Before that, it was controlled by Mr Philip William Wise.
Who runs Sussex Retirement Planning?
Companies House lists 2 directors of Sussex Retirement Planning: Paul John Hotston Brinton Thatcher and Philip William Wise.
How long has Sussex Retirement Planning been in business?
The company was formed on 12 June 2020.
What do Sussex Retirement Planning’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £60.0k (+38% from £43.5k) and cash at bank of £114k (+38% from £82.1k).

Sources and links

The full report on Sussex Retirement Planning Limited

£19.99 · Instant PDF download

Loading secure checkout…