Suttons Independent Financial Advisers Limited

Reference number: 455848

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When suttonsifa.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 969 1703 is, and the other firm that gives it
  • Who else gives the postcode M33 3HD
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Other names (13)

If you were contacted under any of these names, it is this firm.

  • Suttons IFA Trading name: A name it trades under now.
  • The Divorce IFA Trading name: A name it trades under now.
  • Premier Medical Executive Financial Services Limited Former name: A name it was registered under before.
  • Absolutely Self Employed Former trading name: A name it used to trade under.
  • Acumen Investments Former trading name: A name it used to trade under.
  • BASI Financial Services Former trading name: A name it used to trade under.
  • Essential Mortgages Former trading name: A name it used to trade under.
  • ExpatUK Former trading name: A name it used to trade under.
  • Freshcig Life Insurance Former trading name: A name it used to trade under.
  • Hazardous Pursuits Former trading name: A name it used to trade under.
  • Mossbank Financial Planning Former trading name: A name it used to trade under.
  • Summit Financial Services Former trading name: A name it used to trade under.
  • The Carlton Consultancy Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 June 2006 (20 years old)
Registered office
Trinity House, 114 Northenden Road, Sale, Cheshire, M33 3HD, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
John Arthur Harvey Sutton Director Jul 1966 6 Jun 2006 9 other companies
Benjamin John Michael Preston Director Feb 1985 21 Aug 2018 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
5
are FCA-registered
2

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£679k

+81% from £375k

Cash at bank

£201k

−38% from £323k

Employees (average)

16

+6.7% from 15

Owed within a year

£588k

+100% from £295k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05837639. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Suttons Independent Financial Advisers’s history from the FCA register and Companies House, newest first.

2025

10 November 2025

  • Benjamin John Michael Preston became a part-owner (25–50% of shares)

Companies House

2023

11 December 2023

  • Deborah Sutton stopped being the majority owner

Companies House

2017

6 June 2017

  • Deborah Sutton became the majority owner (50–75% of shares)
  • John Arthur Harvey Sutton took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2006

29 November 2006

  • Became authorised by the FCA

FCA register

16 November 2006

  • Regulated by the Financial Services Authority from this date

FCA register

14 November 2006

  • Changed its registered name from "Premier Medical Executive Financial Services Limited"

FCA register

6 June 2006

  • Incorporated at Companies House

Companies House

In the full report: all 36 events

  • All 36 events in its history (9 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Suttons Independent Financial Advisers

Other FCA-listed firms that share a director, phone number or address with Suttons Independent Financial Advisers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
2
share its phone number
1

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Suttons Independent Financial Advisers

Other firms of the same type (financial adviser), nearest first.

In Sale

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Suttons Independent Financial Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 36 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Suttons Independent Financial Advisers Limited FCA authorised?
Yes, Suttons Independent Financial Advisers Limited (FRN 455848) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2006 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Suttons Independent Financial Advisers’ phone number and website?
The FCA register lists the phone number 0161 969 1703 and the website suttonsifa.co.uk for Suttons Independent Financial Advisers. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Suttons Independent Financial Advisers a scam or clone?
Suttons Independent Financial Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Suttons Independent Financial Advisers?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Suttons Independent Financial Advisers to the Financial Ombudsman Service, free of charge.
Who owns Suttons Independent Financial Advisers?
Companies House lists 2 people with significant control of Suttons Independent Financial Advisers: Mr John Arthur Harvey Sutton (75–100% of shares) and Mr Benjamin John Michael Preston (25–50% of shares). Before that, it was controlled by Mrs Deborah Sutton.
Who runs Suttons Independent Financial Advisers?
Companies House lists 2 directors of Suttons Independent Financial Advisers: John Arthur Harvey Sutton and Benjamin John Michael Preston.
How long has Suttons Independent Financial Advisers been in business?
The company was formed on 6 June 2006, and has held its current FCA authorisation since November 2006.
What do Suttons Independent Financial Advisers’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £679k (+81% from £375k) and cash at bank of £201k (−38% from £323k).
Does Suttons Independent Financial Advisers use any other names?
It trades as Suttons IFA and The Divorce IFA. It has previously used 11 other names, including Premier Medical Executive Financial Services Limited, Absolutely Self Employed and Acumen Investments.

Sources and links

The full report on Suttons Independent Financial Advisers Limited

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