Swift Mortgages Solutions Ltd

Reference number: 1044049

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • SWIFT MORTGAGES SOLUTIONS LTD (FRN 1044049) is an AR of Connect IFA Ltd (FRN 441505). When you use SWIFT MORTGAGES SOLUTIONS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from SWIFT MORTGAGES SOLUTIONS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07440 114746

  • Address

    84 Market Street, Farnworth, Bolton, Lancashire, BL4 7NY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07440 114746 is
  • Who else gives the postcode BL4 7NY
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Connect IFA Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
10 October 2022 (4 years old)
Registered office
84 Market Street, Farnworth, Bolton, BL4 7NY, England
Nature of business
  • Real estate agencies (SIC 68310)

Directors and company secretaries

Name Role Born Appointed Other companies
Habiba Nasir Bajwa Director Apr 1979 23 Jul 2024 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£934

Same as £934

Employees (average)

1

Up 1 from 0

Owed within a year

£0

Same as £0

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14407773. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Swift Mortgages Solutions’s history from the FCA register and Companies House, newest first.

2025

29 October 2025

  • Became an appointed representative

FCA register

28 May 2025

  • Habiba Nasir Bajwa took control (75–100% of shares)
  • Nasir Mehmood Saeed Bajwa gave up control

Companies House

2024

23 July 2024

  • Board replaced: its only director left and a new director took over

Companies House

2022

10 October 2022

  • Incorporated at Companies House
  • Nasir Mehmood Saeed Bajwa took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 3
Instant PDF download

Firms connected to Swift Mortgages Solutions

Other FCA-listed firms that share a director, phone number or address with Swift Mortgages Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Swift Mortgages Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bolton

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Swift Mortgages Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 9 events in its history
  • 2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Swift Mortgages Solutions Ltd FCA authorised?
Swift Mortgages Solutions Ltd (FRN 1044049) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Swift Mortgages Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Swift Mortgages Solutions Ltd (FRN 1044049) is an AR of Connect IFA Ltd (FRN 441505). When you use Swift Mortgages Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Swift Mortgages Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Swift Mortgages Solutions’ phone number?
The FCA register lists the phone number 07440 114746 for Swift Mortgages Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Swift Mortgages Solutions a scam or clone?
Swift Mortgages Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Swift Mortgages Solutions?
Protection works through Connect IFA Ltd, the principal firm responsible for Swift Mortgages Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Swift Mortgages Solutions?
Companies House lists one person with significant control of Swift Mortgages Solutions: Mrs Habiba Nasir Bajwa (75–100% of shares). Before that, it was controlled by Mr Nasir Mehmood Saeed Bajwa.
Who runs Swift Mortgages Solutions?
Companies House lists one director of Swift Mortgages Solutions: Habiba Nasir Bajwa.
How long has Swift Mortgages Solutions been in business?
The company was formed on 10 October 2022.
What do Swift Mortgages Solutions’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £934 (same as £934).

Sources and links

The full report on Swift Mortgages Solutions Ltd

£19.99 · Instant PDF download

Loading secure checkout…