Swindells Financial Planning Ltd

Reference number: 433994

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Limited Reference number: 197107 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Swindells Financial Planning Ltd (FRN 433994) is an AR of ValidPath Limited (FRN 197107). When you use Swindells Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Swindells Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When swindellsfinancialplanning.co.uk first appeared online, and whether it can receive email
  • What kind of line 01825 763366 is
  • Who else gives the postcode TN22 1QL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Swindells & Gentry Financial Planning Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
SWINDELLS FINANCIAL PLANNING LIMITED
Company number
05271521
Company status
Active
Company type
Private limited company
Incorporated
27 October 2004 (22 years old)
Registered office
Atlantic House Bell Lane, Bellbrook Industrial Estate, Uckfield, East Sussex, TN22 1QL
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Duncan Orr Director Aug 1963 2 Aug 2007 1 other company
Melanie Jane Richardson Director Apr 1969 1 Jul 2015 None
Robert Willison Director Oct 1976 23 Jan 2023 2 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 8 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Total equity

£54.3k

+27% from £42.9k

Cash at bank

£31.6k

−52% from £66.4k

Employees (average)

1

Same as 1

Owed within a year

£132k

+26% from £104k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05271521. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Swindells Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (4) All events (15)

2016

6 April 2016

  • Swindells LLP took control (75–100% of shares)

Companies House

2011

1 January 2011

  • Changed its registered name from "Swindells & Gentry Financial Planning Ltd"

FCA register

2005

13 June 2005

  • Became an appointed representative

FCA register

2004

27 October 2004

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (4 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Swindells Financial Planning

Other FCA-listed firms that share a director, phone number or address with Swindells Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Swindells Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Uckfield

Fgj Financial Services LtdUckfieldAppointed representativeMitchell Private Clients LimitedUckfieldAppointed representativeThe Fortitude Wealth Partnership LimitedUckfieldAppointed representativeWagner Gibbs & Associates LtdUckfieldAppointed representativeCranwell Wealth Solutions LimitedUckfieldAppointed representativeGavin Absolom Independent Financial Adviser LimitedUckfieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Swindells Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 15 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Swindells Financial Planning Ltd FCA authorised?
Swindells Financial Planning Ltd (FRN 433994) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Swindells Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Swindells Financial Planning Ltd (FRN 433994) is an AR of ValidPath Limited (FRN 197107). When you use Swindells Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Swindells Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Swindells Financial Planning’s phone number and website?
The FCA register lists the phone number 01825 763366 and the website swindellsfinancialplanning.co.uk for Swindells Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Swindells Financial Planning a scam or clone?
Swindells Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Swindells Financial Planning?
Protection works through ValidPath Limited, the principal firm responsible for Swindells Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Swindells Financial Planning?
Swindells Financial Planning is owned by Swindells LLP, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Swindells Financial Planning?
Companies House lists 3 directors of Swindells Financial Planning: Duncan Orr, Melanie Jane Richardson and Robert Willison.
How long has Swindells Financial Planning been in business?
The company was formed on 27 October 2004.
What do Swindells Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £54.3k (+27% from £42.9k) and cash at bank of £31.6k (−52% from £66.4k).
Does Swindells Financial Planning use any other names?
It has previously used the name Swindells & Gentry Financial Planning Ltd.

Sources and links

The full report on Swindells Financial Planning Ltd

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