Switch Financial Services (Surrey) Ltd

Reference number: 983210

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Personal Touch Financial Services Limited Reference number: 187834 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Switch Financial Services (Surrey) Ltd (FRN 983210) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Switch Financial Services (Surrey)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Switch Financial Services (Surrey), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01276 535488

  • Address

    29 Gomer Road, Bagshot, Surrey, GU19 5DQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01276 535488 is
  • Who else gives the postcode GU19 5DQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Switch FS Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14248662
Company status
Active
Company type
Private limited company
Incorporated
21 July 2022 (4 years old)
Registered office
23 High Street, Bagshot, GU19 5AF, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Rachel Lianne Man Director Dec 1998 21 Jul 2022 None
Seen Fung Man Director Mar 1990 21 Jul 2022 None
Jordan James William Walker Director Nov 1993 21 Jul 2022 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
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Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Net assets

£6,232

+523% from £1,000

Cash at bank

£12.2k

+178% from £4,398

Employees (average)

3

Same as 3

Owed within a year

£18.3k

+439% from £3,398

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14248662. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Switch Financial Services (Surrey)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2022

13 September 2022

  • Became an appointed representative

FCA register

21 July 2022

  • Incorporated at Companies House
  • Jordan James William Walker became a part-owner (25–50% of shares)
  • Seen Fung Man became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like Switch Financial Services (Surrey)

Other firms of the same type (mortgage adviser or broker), nearest first.

In Bagshot

360 Mortgages LtdBagshotAppointed representativeR & S Mortgages & Protection LimitedBagshotAppointed representativeEasylife Alliance LimitedBagshotAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Switch Financial Services (Surrey)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is Switch Financial Services (Surrey) Ltd FCA authorised?
Switch Financial Services (Surrey) Ltd (FRN 983210) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Switch Financial Services (Surrey)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Switch Financial Services (Surrey) Ltd (FRN 983210) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Switch Financial Services (Surrey)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Switch Financial Services (Surrey), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Switch Financial Services (Surrey)’s phone number?
The FCA register lists the phone number 01276 535488 for Switch Financial Services (Surrey). If you were given different contact details, use these to check with the firm before going any further.
Is Switch Financial Services (Surrey) a scam or clone?
Switch Financial Services (Surrey) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Switch Financial Services (Surrey)?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for Switch Financial Services (Surrey)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Switch Financial Services (Surrey)?
Companies House lists 2 people with significant control of Switch Financial Services (Surrey): Seen Fung Man (25–50% of shares) and Jordan James William Walker (25–50% of shares).
Who runs Switch Financial Services (Surrey)?
Companies House lists 3 directors of Switch Financial Services (Surrey): Rachel Lianne Man, Seen Fung Man and Jordan James William Walker.
How long has Switch Financial Services (Surrey) been in business?
The company was formed on 21 July 2022.
What do Switch Financial Services (Surrey)’s latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £6,232 (+523% from £1,000) and cash at bank of £12.2k (+178% from £4,398).
Does Switch Financial Services (Surrey) use any other names?
It trades as Switch FS.

Sources and links

The full report on Switch Financial Services (Surrey) Ltd

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