Switching Cars Ltd

Reference number: 830350

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Authorisation being cancelled

This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When switchingcars.co.uk first appeared online, and whether it can receive email
  • What kind of line 07964 056769 is
  • Who else gives the postcode WA3 1AB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Switch Car Credit Former trading name
  • Switch Car Finance Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11730588
Company status
Active
Company type
Private limited company
Incorporated
17 December 2018 (7 years old)
Registered office
Switching Cars Ltd Pocket Nook Lane, Lowton, Warrington, WA3 1AB, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Nabel Ali Aboarook Director Apr 1976 17 Dec 2018 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

−£79.3k

Down £35.4k from −£43.9k

Employees (average)

1

Same as 1

Owed within a year

£151k

+3.2% from £146k

Net assets are negative: on its last balance sheet the company owed £79.3k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11730588. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Switching Cars’s history from the FCA register and Companies House, newest first.

Key events (4) All events (11)

2019

6 February 2019

  • Regulated by the FCA from this date
  • Applied to cancel its FCA authorisation

FCA register

2018

17 December 2018

  • Incorporated at Companies House
  • Nabel Ali Aboarook took control (75–100% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Switching Cars

Other FCA-listed firms that share a director, phone number or address with Switching Cars. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Switching Cars

Other firms of the same type (car dealer), nearest first.

In Warrington

Aspire Car SalesWarringtonAuthorisedAuto Seven 7 LtdWarringtonAuthorisedAuto Union Finance LimitedWarringtonAuthorisedAuto56 LimitedWarringtonAuthorisedBrokerMoto LtdWarringtonAuthorisedCantilever Car Centre LimitedWarringtonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Switching Cars

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Switching Cars Ltd FCA authorised?
Switching Cars Ltd (FRN 830350) is on the FCA register, but its authorisation is changing (authorisation being cancelled). Check the register before dealing with it.
What is Switching Cars’ phone number and website?
The FCA register lists the phone number 07964 056769 and the website switchingcars.co.uk for Switching Cars. If you were given different contact details, use these to check with the firm before going any further.
Is Switching Cars a scam or clone?
Switching Cars is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Switching Cars?
Protection depends on which product you hold and how Switching Cars handles your money, so check the specific product before you commit. You can also refer complaints about Switching Cars to the Financial Ombudsman Service, free of charge.
Who owns Switching Cars?
Companies House lists one person with significant control of Switching Cars: Mr Nabel Ali Aboarook (75–100% of shares).
Who runs Switching Cars?
Companies House lists one director of Switching Cars: Nabel Ali Aboarook.
How long has Switching Cars been in business?
The company was formed on 17 December 2018.
What do Switching Cars’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of −£79.3k (down £35.4k from −£43.9k).
Does Switching Cars use any other names?
It has previously used 2 other names: Switch Car Credit and Switch Car Finance.

Sources and links

The full report on Switching Cars Ltd

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