Sycamore Alliance Ltd

Reference number: 402115

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Sycamore Alliance Ltd (FRN 402115) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Sycamore Alliance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Sycamore Alliance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sycamorealliance.com first appeared online, and whether it can receive email
  • What kind of line 01223 394969 is
  • Who else gives the postcode CB25 9TL
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
SYCAMORE ALLIANCE LIMITED
Company status
Active
Company type
Private limited company
Incorporated
19 June 2000 (26 years old)
Registered office
15 Station Road, St Ives, Cambridgeshire, PE27 5BH
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Jeremy Louis Chapman Director Nov 1968 4 Sep 2000 2 other companies
Stephen Howard Director May 1964 4 Sep 2000 2 other companies
Suzanne Michaela Howard Secretary Not published 4 Sep 2000 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
run together
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 January 2026Full accountsNot audited

Net assets

£281k

−11% from £315k

Cash at bank

£81.0k

+41% from £57.3k

Owed within a year

£121k

+2.9% from £117k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 04016857. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sycamore Alliance’s history from the FCA register and Companies House, newest first.

2023

9 March 2023

  • Jeremy Louis Chapman stopped being a part-owner
  • Stephen Howard stopped being the majority owner

Companies House

2020

1 June 2020

  • Vanessa Alexandra Chapman stopped being a part-owner

Companies House

2016

1 May 2016

  • Jeremy Louis Chapman became a part-owner (25–50% of shares)
  • Stephen Howard became the majority owner (50–75% of shares)
  • Stephen Howard gained significant control
  • Suzanne Michaela Howard gained significant control
  • Vanessa Alexandra Chapman became a part-owner (25–50% of shares)

Companies House

2004

13 July 2004

  • Became an appointed representative

FCA register

2000

19 June 2000

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (10 shown here)
  • Every director appointment and resignation: 6
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Firms like Sycamore Alliance

Other firms of the same type (insurance broker), nearest first.

In Cambridge

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sycamore Alliance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is Sycamore Alliance Ltd FCA authorised?
Sycamore Alliance Ltd (FRN 402115) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Sycamore Alliance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Sycamore Alliance Ltd (FRN 402115) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Sycamore Alliance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Sycamore Alliance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Sycamore Alliance’s phone number and website?
The FCA register lists the phone number 01223 394969 and the website sycamorealliance.com for Sycamore Alliance. If you were given different contact details, use these to check with the firm before going any further.
Is Sycamore Alliance a scam or clone?
Sycamore Alliance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sycamore Alliance?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Sycamore Alliance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Sycamore Alliance?
Companies House lists 3 people with significant control of Sycamore Alliance: Mr Jeremy Louis Chapman (25–50% of shares), Mr Stephen Howard (significant influence or control) and Mrs Suzanne Michaela Howard (significant influence or control). Before that, it was controlled by Mrs Vanessa Alexandra Chapman.
Who runs Sycamore Alliance?
Companies House lists 2 directors of Sycamore Alliance: Jeremy Louis Chapman and Stephen Howard.
How long has Sycamore Alliance been in business?
The company was formed on 19 June 2000.
What do Sycamore Alliance’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £281k (−11% from £315k) and cash at bank of £81.0k (+41% from £57.3k).

Sources and links

The full report on Sycamore Alliance Ltd

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