T.H.Baker & Co. (Established 1888)Limited

Reference number: 739417

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thbaker.co.uk first appeared online, and whether it can receive email
  • What kind of line 01562 312223 is, and the other firm that gives it
  • Who else gives the postcode DY10 1BT
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • abker pawnbrooking Trading name
  • Burrells Trading name
  • Burrells.co.uk Trading name
  • Green + Benz Trading name
  • HOUSEOFWATCHES.CO.UK Trading name
  • thejewelhut.co.uk Trading name
  • TH Baker & co (established 1888) Ltd Former name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
00506598
Company status
Active
Company type
Private limited company
Incorporated
3 April 1952 (74 years old)
Registered office
West Point, Second Floor Mucklow Office Park, Mucklow Hill, Halesowen, West Midlands, B62 8DY, United Kingdom
Nature of business
  • Retail sale of watches and jewellery in specialised stores (SIC 47770)
  • Retail sale via mail order houses or via Internet (SIC 47910)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Scott Douglas Higgs Director Aug 1979 17 Nov 2006 8 other companies
Phillip James Higgs Director Jan 1983 6 Jul 2011 9 other companies
Robert Wylie Director Sep 1983 5 Aug 2014 5 other companies
Marc Christopher Woodall Director Jan 1978 20 Jan 2017 None
Nigel Robert Oliver Director Jul 1969 10 Nov 2020 3 other companies
Pamela Jane Higgs Director Aug 1951 Not published 10 other companies
Alan Hugh Higgs Director Mar 1951 Not published 18 other companies
Robert Alan Wylie Secretary Not published 6 Jul 2011 –

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
21
closed down
3
went insolvent
1

In the full report: all 21 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 2 on the FCA register
  • The 11 companies these 7 directors run together
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsAudited

Profit before tax

£105k

−39% from £173k

Total equity

£2.71m

+4.8% from £2.58m

Cash at bank

£287k

−9.3% from £316k

Owed within a year

£13.4m

+6.9% from £12.6m

The accounts for the year to 31 March 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £27.7m, for the year to 31 March 2022.

Profit before tax

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 00506598. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

Key events (8) All events (26)

2026

20 January 2026

  • T H Baker Group Limted gave up control

Companies House

2020

21 December 2020

  • Changed its registered name from "TH Baker & co (established 1888) Ltd"

FCA register

2018

20 December 2018

  • T H Baker Global Incorporated Limited took control (75–100% of shares)

Companies House

2016

3 October 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

6 April 2016

  • T H Baker Group Limted took control (75–100% of shares)

Companies House

1952

3 April 1952

  • Incorporated at Companies House

Companies House

In the full report: all 26 events

  • All 26 events in its history (8 shown here)
  • Every director appointment and resignation: 10
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Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Similar firms

Other firms of the same type (lender), nearest first.

In Kidderminster

Luke HooperKidderminsterAuthorised

In the Dudley (DY) postcode area

Anthony Norman RaybonDudleyAuthorisedCrown Financial ManagementStourbridgeAuthorisedEstone Personal Credit LimitedTiptonAuthorisedG.L.M. Finance LimitedDudleyAuthorisedHillandale Caravan Finance LimitedStourport-On-SevernAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 21 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 26 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is T.H.Baker & Co. (Established 1888)Limited FCA authorised?
Yes, T.H.Baker & Co. (Established 1888)Limited (FRN 739417) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2016 and works as a lender. The FCA has placed a limit on what it may do.
What is T.H.Baker & Co. (Established 1888)Limited’s phone number and website?
The FCA register lists the phone number 01562 312223 and the website thbaker.co.uk for T.H.Baker & Co. (Established 1888)Limited. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is T.H.Baker & Co. (Established 1888)Limited a scam or clone?
T.H.Baker & Co. (Established 1888)Limited is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with T.H.Baker & Co. (Established 1888)Limited?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how T.H.Baker & Co. (Established 1888)Limited handles your money, so check the specific product before you commit. You can also refer complaints about T.H.Baker & Co. (Established 1888)Limited to the Financial Ombudsman Service, free of charge.
Who owns T.H.Baker & Co. (Established 1888)Limited?
T.H.Baker & Co. (Established 1888)Limited is owned by T H Baker Global Incorporated Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 20 December 2018. Before that, it was controlled by T H Baker Group Limted.
Who runs T.H.Baker & Co. (Established 1888)Limited?
Companies House lists 7 directors of T.H.Baker & Co. (Established 1888)Limited: Andrew Scott Douglas Higgs, Phillip James Higgs, Robert Wylie, Marc Christopher Woodall, Nigel Robert Oliver, Pamela Jane Higgs and 1 more.
How long has T.H.Baker & Co. (Established 1888)Limited been in business?
The company was formed on 3 April 1952, and has held its current FCA authorisation since October 2016.
What do T.H.Baker & Co. (Established 1888)Limited’s latest accounts show?
Its latest accounts, to 31 March 2025, show profit before tax of £105k (−39% from £173k) and total equity of £2.71m (+4.8% from £2.58m).
Does T.H.Baker & Co. (Established 1888)Limited use any other names?
It trades as abker pawnbrooking, Burrells, Burrells.co.uk, Green + Benz and HOUSEOFWATCHES.CO.UK, and 1 more names. It has previously used the name TH Baker & co (established 1888) Ltd.

Sources and links

The full report on T.H.Baker & Co. (Established 1888)Limited

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