T W Archer Financial Planning (SJP) Limited

Reference number: 996379

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • T W Archer Financial Planning (SJP) Limited (FRN 996379) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use T W Archer Financial Planning (SJP)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from T W Archer Financial Planning (SJP), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When twarcherfinancialplanning.co.uk first appeared online, and whether it can receive email
  • What kind of line 07833 289131 is
  • Who else gives the postcode WS9 0DN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • T W Archer Financial Planning Trading name: A name it trades under now.
  • Thomas Archer Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 August 2024 (2 years old)
Registered office
1 Limestone Close, Aldridge, Walsall, WS9 0DN, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Thomas William Archer Director Feb 1984 12 Aug 2024 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£56.6k

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£255k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15891859. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

T W Archer Financial Planning (SJP)’s history from the FCA register and Companies House, newest first.

2024

14 August 2024

  • Changed its registered name from "Thomas Archer"

FCA register

12 August 2024

  • Incorporated at Companies House
  • Thomas William Archer took control (75–100% of shares)
  • Thomas William Archer appointed as a director

Companies House

2023

15 May 2023

  • Became an appointed representative
  • Began trading as "T W Archer Financial Planning"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like T W Archer Financial Planning (SJP)

Other firms of the same type (financial adviser), nearest first.

In Walsall

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on T W Archer Financial Planning (SJP)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history

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Frequently asked questions about this firm

Is T W Archer Financial Planning (SJP) Limited FCA authorised?
T W Archer Financial Planning (SJP) Limited (FRN 996379) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for T W Archer Financial Planning (SJP)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. T W Archer Financial Planning (SJP) Limited (FRN 996379) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use T W Archer Financial Planning (SJP)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from T W Archer Financial Planning (SJP), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is T W Archer Financial Planning (SJP)’s phone number and website?
The FCA register lists the phone number 07833 289131 and the website twarcherfinancialplanning.co.uk for T W Archer Financial Planning (SJP). If you were given different contact details, use these to check with the firm before going any further.
Is T W Archer Financial Planning (SJP) a scam or clone?
T W Archer Financial Planning (SJP) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with T W Archer Financial Planning (SJP)?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for T W Archer Financial Planning (SJP)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns T W Archer Financial Planning (SJP)?
Companies House lists one person with significant control of T W Archer Financial Planning (SJP): Mr Thomas William Archer (75–100% of shares).
Who runs T W Archer Financial Planning (SJP)?
Companies House lists one director of T W Archer Financial Planning (SJP): Thomas William Archer.
How long has T W Archer Financial Planning (SJP) been in business?
The company was formed on 12 August 2024.
What do T W Archer Financial Planning (SJP)’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £56.6k (no earlier figure to compare).
Does T W Archer Financial Planning (SJP) use any other names?
It trades as T W Archer Financial Planning. It has previously used the name Thomas Archer.

Sources and links

The full report on T W Archer Financial Planning (SJP) Limited

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