TAB ACM Limited

Reference number: 969808

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    The Grain Yard, 5 Little Hays, Borehamwood, WD6 4DG, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode WD6 4DG
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Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13792527
Company status
Active
Company type
Private limited company
Incorporated
9 December 2021 (4 years old)
Registered office
101 New Cavendish Street, 1st Floor South, London, W1W 6XH, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Duncan Lloyd Kreeger Director Dec 1983 9 Dec 2021 35 other companies
Stephen Wasserman Director Apr 1984 24 Jul 2024 5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
39
closed down
1
are FCA-registered
2

In the full report: all 39 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Full accountsAudited

Net assets

£1.79m

−30% from £2.56m

Cash at bank

£1.71m

−42% from £2.93m

Employees (average)

43

Same as 43

Owed within a year

£37.3m

−39% from £61.7m

No turnover or profit for the year to 31 December 2024: the accounts print them but do not tag them. The last tagged figures are £14.5m turnover and £1.36m profit, for the year to 31 December 2023.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 13792527. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Tab Acm’s history from the FCA register and Companies House, newest first.

Key events (3) All events (11)

2022

23 May 2022

  • Registered with the FCA

FCA register

2021

9 December 2021

  • Incorporated at Companies House
  • Tab Acm Holdco Limited took control (75–100% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (3 shown here)
  • Every director appointment and resignation: 8
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Firms connected to Tab Acm

Other FCA-listed firms that share a director, phone number or address with Tab Acm. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same postcode (1)
  • Who links each one: the named directors, with dates
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Get the full report on Tab Acm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 39 other companies its directors have run, named
  • 1 background check on its contact details
  • All 11 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is TAB ACM Limited FCA authorised?
TAB ACM Limited (FRN 969808) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is Tab Acm a scam or clone?
Tab Acm is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Tab Acm?
Money you hand to Tab Acm is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Tab Acm?
Tab Acm is owned by Tab Acm Holdco Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 9 December 2021.
Who runs Tab Acm?
Companies House lists 2 directors of Tab Acm: Duncan Lloyd Kreeger and Stephen Wasserman.
How long has Tab Acm been in business?
The company was formed on 9 December 2021.
What do Tab Acm’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £1.79m (−30% from £2.56m) and cash at bank of £1.71m (−42% from £2.93m).

Sources and links

The full report on TAB ACM Limited

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