Tallaght Financial Ltd

Reference number: 786297

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cubefunder.com first appeared online, and whether it can receive email
  • What kind of line 020 3137 2417 is
  • Who else gives the postcode SL4 1QN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Cubefunder Trading name
  • Happen Finance Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09261403
Company status
Active
Company type
Private limited company
Incorporated
13 October 2014 (12 years old)
Registered office
1 Thames Side, Windsor, Berkshire, SL4 1QN, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Gary Paul Miller-Cheevers Director Oct 1960 23 Dec 2014 12 other companies
Adam James Bolton Director Aug 1965 13 Dec 2019 None
Ian Kay Director Dec 1959 13 Dec 2019 2 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
14
closed down
10
still active
4

In the full report: all 14 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Full accountsAudited

Net assets

£5.64m

+69% from £3.34m

Cash at bank

£4.75m

+41% from £3.36m

Owed within a year

£50.2m

Up £47.2m from £2.93m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 09261403. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Tallaght Financial’s history from the FCA register and Companies House, newest first.

Key events (5) All events (15)

2017

20 November 2017

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Gary Paul Miller-Cheevers became the majority owner (50–75% of shares)

Companies House

2014

13 October 2014

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (5 shown here)
  • Every director appointment and resignation: 5
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Firms like Tallaght Financial

Other firms of the same type (lender), nearest first.

In Windsor

ITW LimitedWindsorAuthorisedChilton SOT LimitedWindsorAuthorised

In the Slough (SL) postcode area

Everyday Lending LimitedSloughAuthorisedCa Auto Finance UK LtdBerkshireAuthorisedFairweather Finance LLPGerrards CrossAuthorisedMichael CheungSloughAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tallaght Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 14 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Tallaght Financial Ltd FCA authorised?
Yes, Tallaght Financial Ltd (FRN 786297) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2017 and works as a lender. The FCA has placed a limit on what it may do.
What is Tallaght Financial’s phone number and website?
The FCA register lists the phone number 020 3137 2417 and the website cubefunder.com for Tallaght Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Tallaght Financial a scam or clone?
Tallaght Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tallaght Financial?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Tallaght Financial handles your money, so check the specific product before you commit. You can also refer complaints about Tallaght Financial to the Financial Ombudsman Service, free of charge.
Who owns Tallaght Financial?
Companies House lists one person with significant control of Tallaght Financial: Mr Gary Paul Miller-Cheevers (50–75% of shares).
Who runs Tallaght Financial?
Companies House lists 3 directors of Tallaght Financial: Gary Paul Miller-Cheevers, Adam James Bolton and Ian Kay.
How long has Tallaght Financial been in business?
The company was formed on 13 October 2014, and has held its current FCA authorisation since November 2017.
What do Tallaght Financial’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £5.64m (+69% from £3.34m) and cash at bank of £4.75m (+41% from £3.36m).
Does Tallaght Financial use any other names?
It trades as Cubefunder. It has previously used the name Happen Finance.

Sources and links

The full report on Tallaght Financial Ltd

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