Tanner Financial Advice Ltd

Reference number: 608119

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Tanner Financial Advice Ltd (FRN 608119) is an AR of Platinum Financial Partners Ltd (FRN 789503). When you use Tanner Financial Advice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Tanner Financial Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01292 478024

  • Address

    20c Crofthead Road, Prestwick, Ayrshire, KA9 1HW, Scotland

In the full report: 2 background checks

  • What kind of line 01292 478024 is
  • Who else gives the postcode KA9 1HW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Platinum Financial Partners Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 September 2013 (13 years old)
Registered office
152a High Street, Irvine, KA12 8AN
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
William Colin Tanner Director Jun 1964 25 Sep 2013 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£81.8k

−4.7% from £85.8k

Employees (average)

3

Same as 3

Owed within a year

£194

Up £9,976 from −£9,782

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC460087. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Tanner Financial Advice’s history from the FCA register and Companies House, newest first.

2016

24 September 2016

  • Colin Tanner took control (75–100% of shares)

Companies House

2013

3 October 2013

  • Became an appointed representative

FCA register

25 September 2013

  • Incorporated at Companies House
  • William Colin Tanner appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Tanner Financial Advice

Other FCA-listed firms that share a director, phone number or address with Tanner Financial Advice. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Tanner Financial Advice

Other firms of the same type (financial adviser), nearest first.

In Prestwick

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tanner Financial Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 4 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Tanner Financial Advice Ltd FCA authorised?
Tanner Financial Advice Ltd (FRN 608119) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Tanner Financial Advice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Tanner Financial Advice Ltd (FRN 608119) is an AR of Platinum Financial Partners Ltd (FRN 789503). When you use Tanner Financial Advice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Tanner Financial Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Tanner Financial Advice’s phone number?
The FCA register lists the phone number 01292 478024 for Tanner Financial Advice. If you were given different contact details, use these to check with the firm before going any further.
Is Tanner Financial Advice a scam or clone?
Tanner Financial Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tanner Financial Advice?
Protection works through Platinum Financial Partners Ltd, the principal firm responsible for Tanner Financial Advice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Tanner Financial Advice?
Companies House lists one person with significant control of Tanner Financial Advice: Mr Colin Tanner (75–100% of shares).
Who runs Tanner Financial Advice?
Companies House lists one director of Tanner Financial Advice: William Colin Tanner.
How long has Tanner Financial Advice been in business?
The company was formed on 25 September 2013.
What do Tanner Financial Advice’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £81.8k (−4.7% from £85.8k).

Sources and links

The full report on Tanner Financial Advice Ltd

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