Taylor Milburn Financial (Essex) Limited

Reference number: 956901

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Taylor Milburn Financial (Essex) Limited (FRN 956901) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Taylor Milburn Financial (Essex)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Taylor Milburn Financial (Essex), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01376 790149

  • Address

    20 Coggeshall Road, Braintree, Essex, CM7 9BY, United Kingdom

In the full report: 2 background checks

  • What kind of line 01376 790149 is
  • Who else gives the postcode CM7 9BY
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Bee Mortgage Smart Trading name
  • Taylor Milburn Financial (Essex) Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13389524
Company status
Active
Company type
Private limited company
Incorporated
11 May 2021 (5 years old)
Registered office
Turnpike House, 1208/1210 London Road, Leigh On Sea, Essex, SS9 2UA, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Andrew Kilkelly Director Sep 1967 11 May 2021 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
went insolvent
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • The one that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Total equity

£32.5k

<1% from £32.6k

Cash at bank

£62.1k

+4.1% from £59.6k

Employees (average)

2

Same as 2

Owed within a year

£31.3k

+6.4% from £29.4k

Total equity

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13389524. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Taylor Milburn Financial (Essex)’s history from the FCA register and Companies House, newest first.

2024

8 November 2024

  • Changed its registered name from "Taylor Milburn Financial (Essex) Ltd"

FCA register

2021

15 August 2021

  • Became an appointed representative
  • Began trading as "Bee Mortgage Smart"

FCA register

11 May 2021

  • Incorporated at Companies House
  • Paul Andrew Kilkelly took control (75–100% of shares)
  • Paul Andrew Kilkelly appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Taylor Milburn Financial (Essex)

Other firms of the same type (financial adviser), nearest first.

In Braintree

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Taylor Milburn Financial (Essex)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Taylor Milburn Financial (Essex) Limited FCA authorised?
Taylor Milburn Financial (Essex) Limited (FRN 956901) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Taylor Milburn Financial (Essex)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Taylor Milburn Financial (Essex) Limited (FRN 956901) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Taylor Milburn Financial (Essex)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Taylor Milburn Financial (Essex), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Taylor Milburn Financial (Essex)’s phone number?
The FCA register lists the phone number 01376 790149 for Taylor Milburn Financial (Essex). If you were given different contact details, use these to check with the firm before going any further.
Is Taylor Milburn Financial (Essex) a scam or clone?
Taylor Milburn Financial (Essex) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Taylor Milburn Financial (Essex)?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Taylor Milburn Financial (Essex)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Taylor Milburn Financial (Essex)?
Companies House lists one person with significant control of Taylor Milburn Financial (Essex): Mr Paul Andrew Kilkelly (75–100% of shares).
Who runs Taylor Milburn Financial (Essex)?
Companies House lists one director of Taylor Milburn Financial (Essex): Paul Andrew Kilkelly.
How long has Taylor Milburn Financial (Essex) been in business?
The company was formed on 11 May 2021.
What do Taylor Milburn Financial (Essex)’s latest accounts show?
Its latest accounts, to 31 March 2025, show total equity of £32.5k (<1% from £32.6k) and cash at bank of £62.1k (+4.1% from £59.6k).
Does Taylor Milburn Financial (Essex) use any other names?
It trades as Bee Mortgage Smart. It has previously used the name Taylor Milburn Financial (Essex) Ltd.

Sources and links

The full report on Taylor Milburn Financial (Essex) Limited

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