Taylor-Reddey Mortgages & Protection Ltd

Reference number: 1033259

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Taylor-Reddey Mortgages & Protection Ltd (FRN 1033259) is an AR of First Complete Limited (FRN 435779). When you use Taylor-Reddey Mortgages & Protection's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Taylor-Reddey Mortgages & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07399 219234

  • Address

    3 Redland Drive, Kirk Ella, Hull, HU10 7UE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07399 219234 is
  • Who else gives the postcode HU10 7UE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • TR Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16185453
Company status
Active
Company type
Private limited company
Incorporated
15 January 2025 (1 year old)
Registered office
3 Redland Drive, Kirk Ella, Hull, North Humberside, HU10 7UE, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Ben Taylor-Reddey Director Dec 1992 15 Jan 2025 None
Georgina Lucy Taylor-Reddey Director Feb 1990 15 Jan 2025 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 January 2026Small company accountsNot audited

Net assets

£7,408

No earlier figure to compare

Cash at bank

£1,430

No earlier figure to compare

Employees (average)

2

No earlier figure to compare

Owed within a year

£3,325

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 16185453. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Taylor-Reddey Mortgages & Protection’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2025

19 May 2025

  • Became an appointed representative

FCA register

15 January 2025

  • Incorporated at Companies House
  • Ben Taylor-Reddey became a part-owner (25–50% of shares)
  • Georgina Lucy Taylor-Reddey became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Taylor-Reddey Mortgages & Protection

Other firms of the same type (mortgage adviser or broker), nearest first.

In Hull

Acorn Associates Inc. LtdHullAppointed representativeI Am A Mortgage Broker LtdHullAppointed representativeKerry Wagner Mortgages LtdHullAppointed representativeKMB Mortgages LtdHullAppointed representativeMizna CoatesHullAppointed representativeMortgage Hub Group LtdHullAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Taylor-Reddey Mortgages & Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Taylor-Reddey Mortgages & Protection Ltd FCA authorised?
Taylor-Reddey Mortgages & Protection Ltd (FRN 1033259) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Taylor-Reddey Mortgages & Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Taylor-Reddey Mortgages & Protection Ltd (FRN 1033259) is an AR of First Complete Limited (FRN 435779). When you use Taylor-Reddey Mortgages & Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Taylor-Reddey Mortgages & Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Taylor-Reddey Mortgages & Protection’s phone number?
The FCA register lists the phone number 07399 219234 for Taylor-Reddey Mortgages & Protection. If you were given different contact details, use these to check with the firm before going any further.
Is Taylor-Reddey Mortgages & Protection a scam or clone?
Taylor-Reddey Mortgages & Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Taylor-Reddey Mortgages & Protection?
Protection works through First Complete Limited, the principal firm responsible for Taylor-Reddey Mortgages & Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Taylor-Reddey Mortgages & Protection?
Companies House lists 2 people with significant control of Taylor-Reddey Mortgages & Protection: Mr Ben Taylor-Reddey (25–50% of shares) and Mrs Georgina Lucy Taylor-Reddey (25–50% of shares).
Who runs Taylor-Reddey Mortgages & Protection?
Companies House lists 2 directors of Taylor-Reddey Mortgages & Protection: Ben Taylor-Reddey and Georgina Lucy Taylor-Reddey.
How long has Taylor-Reddey Mortgages & Protection been in business?
The company was formed on 15 January 2025.
What do Taylor-Reddey Mortgages & Protection’s latest accounts show?
Its latest accounts, to 31 January 2026, show net assets of £7,408 (no earlier figure to compare) and cash at bank of £1,430 (no earlier figure to compare).
Does Taylor-Reddey Mortgages & Protection use any other names?
It trades as TR Mortgages.

Sources and links

The full report on Taylor-Reddey Mortgages & Protection Ltd

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