TBIG Residential Limited

Reference number: 995356

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • TBIG Residential Limited (FRN 995356) is an AR of Insurety Ltd (FRN 971455). When you use TBIG Residential's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from TBIG Residential, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07876 502186

  • Address

    Venture House, St. Leonards Road, Allington, Maidstone, Kent, ME16 0LS, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 07876 502186 is, and the 4 other firms that give it
  • Whether ME16 0LS is a shared office: 26 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Insurety Protect Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Insurety Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 May 2022 (4 years old)
Registered office
Venture House St. Leonards Road, Allington, Maidstone, ME16 0LS, England
Nature of business
  • Activities of other holding companies not elsewhere classified (SIC 64209)

Directors and company secretaries

Name Role Born Appointed Other companies
David Alexander Lewis Clapp Director Mar 1976 27 Mar 2023 None
Christian Scott Parker Director Apr 1981 27 Nov 2023 60 other companies
Peter Geoffrey Cullum Director Sep 1950 8 Dec 2023 330 other companies
James Richard Watkin Director Aug 1987 25 Apr 2024 11 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
370
closed down
234
went insolvent
2

In the full report: all 370 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The 32 on the FCA register
  • The 31 companies these 4 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£371k

+436% from £69.2k

Cash at bank

£868k

+15% from £755k

Owed within a year

£2.54m

+36% from £1.87m

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2023 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 14080337. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

TBIG Residential’s history from the FCA register and Companies House, newest first.

2026

22 May 2026

  • Peter Geoffrey Cullum stopped being a part-owner
  • Tbig Mga Limited took control (75–100% of shares)
  • The Broker Investment Group Limited gave up control
  • The Broker Investment Group Limited took control (75–100% of shares)

Companies House

2023

4 October 2023

  • Peter Geoffrey Cullum became a part-owner (25–50% of shares)
  • Sandra Christine Alexander gave up control

Companies House

25 April 2023

  • Became an appointed representative

FCA register

2022

2 May 2022

  • Incorporated at Companies House
  • Sandra Christine Alexander took control (75–100% of shares)

Companies House

In the full report: all 16 events

  • All 16 events in its history (9 shown here)
  • Every director appointment and resignation: 6
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Firms connected to TBIG Residential

Other FCA-listed firms that share a director, phone number or address with TBIG Residential. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12
share its phone number
1

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like TBIG Residential

Other firms of the same type (insurance broker), nearest first.

In Maidstone

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on TBIG Residential

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 370 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • 4 years of accounts, charted
  • All 16 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is TBIG Residential Limited FCA authorised?
TBIG Residential Limited (FRN 995356) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for TBIG Residential?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. TBIG Residential Limited (FRN 995356) is an AR of Insurety Ltd (FRN 971455). When you use TBIG Residential's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from TBIG Residential, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is TBIG Residential’s phone number?
The FCA register lists the phone number 07876 502186 for TBIG Residential. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 4 other FCA firms.
Is TBIG Residential a scam or clone?
TBIG Residential is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with TBIG Residential?
Protection works through Insurety Ltd, the principal firm responsible for TBIG Residential's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns TBIG Residential?
TBIG Residential is owned by Tbig Mga Limited, which holds 75–100% of shares and 75–100% of votes, since 22 May 2026. Before that, it was controlled by Mrs Sandra Christine Alexander, The Broker Investment Group Limited and Mr Peter Geoffrey Cullum.
Who runs TBIG Residential?
Companies House lists 4 directors of TBIG Residential: David Alexander Lewis Clapp, Christian Scott Parker, Peter Geoffrey Cullum and James Richard Watkin.
How long has TBIG Residential been in business?
The company was formed on 2 May 2022.
What do TBIG Residential’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £371k (+436% from £69.2k) and cash at bank of £868k (+15% from £755k).
Does TBIG Residential use any other names?
It trades as Insurety Protect.

Sources and links

The full report on TBIG Residential Limited

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