Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 11 years
- Protected through the principal
- No FCA actions
- Active company since 2011
- Accounts filed up to 31 March 2026
- On its latest accounts it owed £4,699 more than it owned
Responsible principal firm
PIB Risk Services Limited Reference number: 308333 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- TCConsultancy Services (UK) Limited (FRN 659624) introduces customers to PIB Risk Services Limited (FRN 308333). Any regulated advice or arranging is done by the principal, not TCConsultancy Services (UK).
- Example: if TCConsultancy Services (UK) refers you to a financial adviser, the advice should come from the principal firm, not from TCConsultancy Services (UK) itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
7-8 Britannia Business Park, Comet Way, Southend on Sea, Essex, SS2 6GE, United Kingdom
In the full report: 2 background checks
- What kind of line 07808 888800 is
- Who else gives the postcode SS2 6GE
FCA permissions and consumer protection
- Protection through the principal firmProtection works through PIB Risk Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07553407 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 7 March 2011 (15 years old)
- Registered office
- 7 - 8 Britannia Business Park, Comet Way, Southend On Sea, Essex, SS2 6GE, England
- Nature of business
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- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Timothy George Cramphorn | Director | Jun 1956 | 7 Mar 2011 | None |
| Anne Marie Cramphorn | Secretary | Not published | 7 Mar 2011 | – |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
−£4,699
No earlier figure to compare
Owed within a year
£9,725
−38% from £15.8k
Net assets are negative: on its last balance sheet the company owed £4,699 more than it owned.
Net assets
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 07553407. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
TCConsultancy Services (UK)’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Timothy George Cramphorn took control (75–100% of shares)
Companies House
2014
11 December 2014
- Became an introducer appointed representative
FCA register
2011
7 March 2011
- Incorporated at Companies House
- Timothy George Cramphorn appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like TCConsultancy Services (UK)
Other firms of the same type (insurance broker), nearest first.
In Southend on Sea
In the Southend-on-Sea (SS) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on TCConsultancy Services (UK)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 4 events in its history
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Frequently asked questions about this firm
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Is TCConsultancy Services (UK) a scam or clone?
Is my money safe with TCConsultancy Services (UK)?
Who owns TCConsultancy Services (UK)?
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How long has TCConsultancy Services (UK) been in business?
What do TCConsultancy Services (UK)’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk