TCOT Financial Services Limited

Reference number: 705235

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When circletrust.co.uk first appeared online, and whether it can receive email
  • What kind of line 01225 302450 is, and the other firm that gives it
  • Who else gives the postcode SN10 3LP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Circle Trust Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09396500
Company status
Active
Company type
Private limited company
Incorporated
20 January 2015 (11 years old)
Registered office
1 Willow Barn Manor Farm Yard, Manor Farm, Coate, Devizes, SN10 3LP, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Malcolm Long Director Mar 1971 30 May 2017 None
Barrie William Thompson Director Oct 1967 5 Dec 2019 5 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
still active
3

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£9,830

+23% from £8,005

Employees (average)

6

Same as 6

Owed within a year

£30.3k

−29% from £42.7k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09396500. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

TCOT Financial Services’s history from the FCA register and Companies House, newest first.

Key events (8) All events (14)

2019

5 December 2019

  • Barrie William Thompson gained significant control

Companies House

2017

30 May 2017

  • Board replaced: its only director left and a new director took over
  • Adrian Kenneth Wilkinson no longer has significant control
  • Ian Malcolm Long gained significant control

Companies House

20 January 2017

  • Adrian Kenneth Wilkinson gained significant control

Companies House

2015

7 August 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

20 January 2015

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (8 shown here)
  • Every director appointment and resignation: 4
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Firms connected to TCOT Financial Services

Other FCA-listed firms that share a director, phone number or address with TCOT Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its phone number
1
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like TCOT Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Swindon (SN) postcode area

Anderson Wealth Management LtdSwindonAuthorisedAspire Commercial Finance LimitedCorshamAuthorisedFirst Complete LimitedWiltshireAuthorisedG.P. Sales Consultants LimitedChippenhamAuthorisedHuxmor LimitedOxfordshireAuthorisedIain LawsonFaringdonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on TCOT Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is TCOT Financial Services Limited FCA authorised?
Yes, TCOT Financial Services Limited (FRN 705235) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2015 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is TCOT Financial Services’ phone number and website?
The FCA register lists the phone number 01225 302450 and the website circletrust.co.uk for TCOT Financial Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is TCOT Financial Services a scam or clone?
TCOT Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with TCOT Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about TCOT Financial Services to the Financial Ombudsman Service, free of charge.
Who owns TCOT Financial Services?
Companies House lists 2 people with significant control of TCOT Financial Services: Mr Barrie William Thompson (significant influence or control) and Mr Ian Malcolm Long (significant influence or control). Before that, it was controlled by Mr Adrian Kenneth Wilkinson.
Who runs TCOT Financial Services?
Companies House lists 2 directors of TCOT Financial Services: Ian Malcolm Long and Barrie William Thompson.
How long has TCOT Financial Services been in business?
The company was formed on 20 January 2015, and has held its current FCA authorisation since August 2015.
What do TCOT Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £9,830 (+23% from £8,005).
Does TCOT Financial Services use any other names?
It trades as Circle Trust.

Sources and links

The full report on TCOT Financial Services Limited

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