Tdwc Ltd

Reference number: 1051031

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Tabeo Finance Limited Reference number: 777539 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • TDWC LTD (FRN 1051031) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not TDWC.
  • Example: if TDWC refers you to a financial adviser, the advice should come from the principal firm, not from TDWC itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01454 802735

  • Address

    38 High Street, Thornbury, Bristol, South Gloucestershire, BS35 2AJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01454 802735 is
  • Who else gives the postcode BS35 2AJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Thornbury Dental Wellness Clinic Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Tabeo Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15516536
Company status
Active
Company type
Private limited company
Incorporated
23 February 2024 (2 years old)
Registered office
38 High Street, Thornbury, Bristol, BS35 2AJ, England
Nature of business
  • Dental practice activities (SIC 86230)

Directors and company secretaries

Name Role Born Appointed Other companies
Esme Grace Stewart Director Jul 1998 23 Feb 2024 1 other company
Laurie Thomas Stumper (Dr) Director Mar 1995 23 Feb 2024 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4
run together
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
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Filed accounts and finances

Year to 28 February 2026Abridged accountsNot audited

Net assets

£377k

+237% from £112k

Cash at bank

£323k

−22% from £414k

Employees (average)

9

+50% from 6

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15516536. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Tdwc’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2026

8 February 2026

  • Became an introducer appointed representative

FCA register

2024

23 February 2024

  • Incorporated at Companies House
  • Esme Grace Stewart became a part-owner (25–50% of shares)
  • Laurie Thomas Stumper became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Tdwc

Other FCA-listed firms that share a director, phone number or address with Tdwc. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Tdwc

Other firms of the same type (dental or medical practice), nearest first.

In Bristol

BA Dental LimitedBristolAppointed representativeBold Minds ND LtdBristolAppointed representativeBristol Dental Suite LimitedBristolAppointed representativeBristol Newmedica LimitedBristolAppointed representativeCraig Hobson Aesthetics LtdBristolAppointed representativeCreate Dental LtdBristolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tdwc

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Tdwc Ltd FCA authorised?
Tdwc Ltd (FRN 1051031) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Tdwc?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Tdwc Ltd (FRN 1051031) introduces customers to Tabeo Finance Limited (FRN 777539). Any regulated advice or arranging is done by the principal, not Tdwc. Example: if Tdwc refers you to a financial adviser, the advice should come from the principal firm, not from Tdwc itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Tdwc’s phone number?
The FCA register lists the phone number 01454 802735 for Tdwc. If you were given different contact details, use these to check with the firm before going any further.
Is Tdwc a scam or clone?
Tdwc is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tdwc?
Protection works through Tabeo Finance Limited, the principal firm responsible for Tdwc's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Tdwc?
Companies House lists 2 people with significant control of Tdwc: Dr Laurie Thomas Stumper (25–50% of shares) and Miss Esme Grace Stewart (25–50% of shares).
Who runs Tdwc?
Companies House lists 2 directors of Tdwc: Esme Grace Stewart and Laurie Thomas Stumper (Dr).
How long has Tdwc been in business?
The company was formed on 23 February 2024.
What do Tdwc’s latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £377k (+237% from £112k) and cash at bank of £323k (−22% from £414k).
Does Tdwc use any other names?
It trades as Thornbury Dental Wellness Clinic.

Sources and links

The full report on Tdwc Ltd

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