Team Factors Limited

Reference number: 651720

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01923 299616

  • Address

    Monaco House, Monaco Works, Station Road, Kings Langley, Hertfordshire, WD4 8LQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01923 299616 is
  • Who else gives the postcode WD4 8LQ
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Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06206180
Company status
Active
Company type
Private limited company
Incorporated
10 April 2007 (19 years old)
Registered office
Unit 1-9 John Dickinson Enterprise Centre, London Road, Hemel Hempstead, Hertfordshire, HP3 9QU, England
Nature of business
  • Factoring (SIC 64992)

Directors and company secretaries

Name Role Born Appointed Other companies
Dean Mcgarry Director Jul 1978 19 Feb 2015 1 other company
Elizabeth Mary Williams Director Sep 1987 24 May 2018 1 other company
Jamie David Moodie Director Oct 1984 24 May 2022 22 other companies
John Robert Day Director Feb 1983 17 Jul 2025 3 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
24
closed down
4
is FCA-registered
1

In the full report: all 24 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 4 directors run together
  • All 12 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsAudited

Net assets

£2.40m

+25% from £1.93m

Cash at bank

£136k

Up £127k from £9,260

Employees (average)

28

+17% from 24

Owed within a year

£29.4m

+24% from £23.7m

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06206180. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Team Factors’s history from the FCA register and Companies House, newest first.

Key events (7) All events (25)

2022

24 May 2022

  • Jos Clemens Ensink gave up control
  • Team Factors Holdings Limited took control (75–100% of shares)

Companies House

2020

26 March 2020

  • Briggs Property Holding Limited gave up control
  • Jos Clemens Ensink took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Briggs Property Holding Limited took control (75–100% of shares)

Companies House

2014

19 November 2014

  • Registered with the FCA

FCA register

2007

10 April 2007

  • Incorporated at Companies House

Companies House

In the full report: all 25 events

  • All 25 events in its history (7 shown here)
  • Every director appointment and resignation: 18
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Firms connected to Team Factors

Other FCA-listed firms that share a director, phone number or address with Team Factors. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Get the full report on Team Factors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 24 other companies its directors have run, named
  • 2 background checks on its contact details
  • 8 years of accounts, charted
  • All 25 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Team Factors Limited FCA authorised?
Team Factors Limited (FRN 651720) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is Team Factors’ phone number?
The FCA register lists the phone number 01923 299616 for Team Factors. If you were given different contact details, use these to check with the firm before going any further.
Is Team Factors a scam or clone?
Team Factors is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Team Factors?
Money you hand to Team Factors is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Team Factors?
Team Factors is owned by Team Factors Holdings Limited, which holds 75–100% of shares, since 24 May 2022. Before that, it was controlled by Briggs Property Holding Limited and Mr Jos Clemens Ensink.
Who runs Team Factors?
Companies House lists 4 directors of Team Factors: Dean McGarry, Elizabeth Mary Williams, Jamie David Moodie and John Robert Day.
How long has Team Factors been in business?
The company was formed on 10 April 2007.
What do Team Factors’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £2.40m (+25% from £1.93m) and cash at bank of £136k (up £127k from £9,260).

Sources and links

The full report on Team Factors Limited

£19.99 · Instant PDF download

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