Temple 90 Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 4 years
Protected through the principal
No FCA actions
Active company since 2017
Accounts filed up to 31 July 2025

Responsible principal firm

The On-Line Partnership Limited Reference number: 192638 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Temple 90 Limited (FRN 983159) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Temple 90's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Temple 90, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07958 668733
Address

29 Bridgford Road, West Bridgford, Nottingham, NG2 6AU, United Kingdom

In the full report: 2 background checks

What kind of line 07958 668733 is
Who else gives the postcode NG2 6AU

FCA permissions and consumer protection

Protection through the principal firm
Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10856464 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 7 July 2017 (9 years old)
Registered office: 2 Beacon End Courtyard London Road, Stanway, Colchester, CO3 0NU, England
Nature of business: Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Elizabeth Gegg	Director	May 1974	7 Jul 2017	None
Paul Gegg	Director	Jun 1973	7 Jul 2017	None

In the full report: every company its directors have run

Confirmation that these 2 directors run no other company

Filed accounts and finances

Year to 31 July 2025Full accountsNot audited

Net assets

£41.6k

−24% from £55.0k

Cash at bank

£141k

+8.2% from £131k

Owed within a year

£101k

+32% from £76.3k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10856464. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Temple 90’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2022

12 September 2022

Became an appointed representative

FCA register

2017

7 July 2017

Incorporated at Companies House
Elizabeth Gegg became a part-owner (25–50% of shares)
Paul Gegg became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 2

Firms connected to Temple 90

Other FCA-listed firms that share a director, phone number or address with Temple 90. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Temple 90

Other firms of the same type (credit broker), nearest first.

In Nottingham

Atkins of NottinghamNottinghamAppointed representative Botham Capital LimitedNottinghamAppointed representative David Burnell Financial Services LimitedNottinghamAppointed representative Derma Courses LimitedNottinghamAppointed representative Elliott BrittonNottinghamAppointed representative Jonathan BirdNottinghamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Temple 90

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
2 background checks on its contact details
6 years of accounts, charted
All 7 events in its history
2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Temple 90 Limited FCA authorised?

Temple 90 Limited (FRN 983159) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Temple 90?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Temple 90 Limited (FRN 983159) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Temple 90's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Temple 90, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Temple 90’s phone number?

The FCA register lists the phone number 07958 668733 for Temple 90. If you were given different contact details, use these to check with the firm before going any further.

Is Temple 90 a scam or clone?

Temple 90 is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Temple 90?

Protection works through The On-Line Partnership Limited, the principal firm responsible for Temple 90's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Temple 90?

Companies House lists 2 people with significant control of Temple 90: Ms Elizabeth Gegg (25–50% of shares) and Mr Paul Gegg (25–50% of shares).

Who runs Temple 90?

Companies House lists 2 directors of Temple 90: Elizabeth Gegg and Paul Gegg.

How long has Temple 90 been in business?

The company was formed on 7 July 2017.

What do Temple 90’s latest accounts show?

Its latest accounts, to 31 July 2025, show net assets of £41.6k (−24% from £55.0k) and cash at bank of £141k (+8.2% from £131k).