Terence Lucking

Reference number: 464350

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Introducer appointed representative

Terence Lucking can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Terence Lucking (FRN 464350) introduces customers to St. James's Place Wealth Management Plc (FRN 195351). Any regulated advice or arranging is done by the principal, not Terence Lucking.
  • Example: if Terence Lucking refers you to a financial adviser, the advice should come from the principal firm, not from Terence Lucking itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07801 865780

  • Address

    Bushey Lawn Lodge, Brigstock, Kettering, Northamptonshire, NN14 3HZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07801 865780 is
  • Who else gives the postcode NN14 3HZ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Terry Lucking Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Terence Lucking’s history from the FCA register and Companies House, newest first.

2016

20 December 2016

  • Changed its registered name from "Terry Lucking"

FCA register

2007

22 February 2007

  • Became an introducer appointed representative

FCA register

Firms like Terence Lucking

Other firms of the same type (financial adviser), nearest first.

In Kettering

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Terence Lucking

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details

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Frequently asked questions about this firm

Is Terence Lucking FCA authorised?
Terence Lucking (FRN 464350) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Terence Lucking?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Terence Lucking (FRN 464350) introduces customers to St. James's Place Wealth Management Plc (FRN 195351). Any regulated advice or arranging is done by the principal, not Terence Lucking. Example: if Terence Lucking refers you to a financial adviser, the advice should come from the principal firm, not from Terence Lucking itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Terence Lucking’s phone number?
The FCA register lists the phone number 07801 865780 for Terence Lucking. If you were given different contact details, use these to check with the firm before going any further.
Is Terence Lucking a scam or clone?
Terence Lucking is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Terence Lucking?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Terence Lucking's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Terence Lucking use any other names?
It has previously used the name Terry Lucking.

Sources and links

The full report on Terence Lucking

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