Terence McMillan

Reference number: 1063456

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Introducer appointed representative

Terence Mcmillan can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Quorum Fleet Solutions Ltd Reference number: 736148 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Terence Mcmillan (FRN 1063456) introduces customers to Quorum Fleet Solutions Ltd (FRN 736148). Any regulated advice or arranging is done by the principal, not Terence Mcmillan.
  • Example: if Terence Mcmillan refers you to a financial adviser, the advice should come from the principal firm, not from Terence Mcmillan itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When miltonroadcarsales.co.uk first appeared online, and whether it can receive email
  • What kind of line 0131 563 2836 is
  • Who else gives the postcode EH32 0UA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Milton Road Car Sales Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quorum Fleet Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Terence McMillan’s history from the FCA register and Companies House, newest first.

2026

11 September 2026

  • Became an introducer appointed representative
  • Began trading as "Milton Road Car Sales"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Terence McMillan

Other firms of the same type (credit broker), nearest first.

In Prestonpans

Musselburgh Miners Charitable SocietyPrestonpansAuthorised

In the Edinburgh (EH) postcode area

BTM Finance LimitedEdinburghAppointed representativeCHSG LtdLivingstonAppointed representativeCorstorphine Gas Services LimitedEdinburghAppointed representativeEvangate Financial Services LtdSouth QueensferryAppointed representativeFinance4Rentals LtdLivingstonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Terence McMillan

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details, 1 flagged
  • All 2 events in its history

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Frequently asked questions about this firm

Is Terence McMillan FCA authorised?
Terence McMillan (FRN 1063456) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Terence McMillan?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Terence McMillan (FRN 1063456) introduces customers to Quorum Fleet Solutions Ltd (FRN 736148). Any regulated advice or arranging is done by the principal, not Terence McMillan. Example: if Terence McMillan refers you to a financial adviser, the advice should come from the principal firm, not from Terence McMillan itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Terence McMillan’s phone number and website?
The FCA register lists the phone number 0131 563 2836 and the website miltonroadcarsales.co.uk for Terence McMillan. If you were given different contact details, use these to check with the firm before going any further.
Is Terence McMillan a scam or clone?
Terence McMillan is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Terence McMillan?
Protection works through Quorum Fleet Solutions Ltd, the principal firm responsible for Terence McMillan's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Terence McMillan use any other names?
It trades as Milton Road Car Sales.

Sources and links

The full report on Terence McMillan

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