Tesco Mobile Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Your funds are safeguarded
No FCA actions
Active company since 2003

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

tescomobile.com (opens in a new tab)
Phone number

0345 301 4455
Address

Tesco Mobile, 2 Future Works, Brunel Way, Slough, Berkshire, SL1 1XN, United Kingdom

In the full report: 3 background checks

When tescomobile.com first appeared online, and whether it can receive email
What kind of line 0345 301 4455 is
Who else gives the postcode SL1 1XN

FCA permissions and consumer protection

Payments & e-money Funds safeguarded
Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (2 permissions)

Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04780736 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 29 May 2003 (23 years old)
Registered office: Shire Park, Welwyn Garden City, AL7 1GA, United Kingdom
Nature of business: Other telecommunications activities (SIC 61900)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Mark David Hardman	Director	Apr 1975	25 May 2017	109 other companies
Lutz Markus Schuler	Director	Mar 1968	15 Jun 2021	9 other companies
Paul Michael O'Sullivan	Director	Jun 1971	3 Dec 2021	1 other company
Jonathan Taylor	Director	Feb 1979	29 Jun 2023	3 other companies
Christine Heffernan	Director	Mar 1978	30 Nov 2023	None
Alison Cheung	Director	Jul 1979	9 Jul 2024	9 other companies
Matthew John Ward	Director	Jul 1980	12 Jul 2024	2 other companies
Natasha Adams	Director	Oct 1976	10 Jul 2025	1 other company
TESCO SECRETARIES LIMITED	Corporate secretary	Not published	15 Oct 2013	–

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 124
closed down: 16
are FCA-registered: 4

In the full report: all 124 companies, named

What each company does, and whether it is still trading
Which of these 8 directors sit on each board, and since when
Any that went into liquidation or administration
The 4 on the FCA register, including 3 no longer authorised
The 10 companies these 8 directors run together
All 59 people who have ever been directors, with their dates

Key dates in its history

Tesco Mobile’s history from the FCA register and Companies House, newest first.

Key events (6) All events (121)

2016

16 June 2016

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

6 April 2016

O2 Communications Limited gained 25–50% of the votes
Tesco Mobile Communications Limited became a part-owner (25–50% of shares)
Tesco Mobile Services Limited became a part-owner (25–50% of shares)

Companies House

2003

29 May 2003

Incorporated at Companies House

Companies House

In the full report: all 121 events

All 121 events in its history (6 shown here)
Every director appointment and resignation: 112

Firms connected to Tesco Mobile

Other FCA-listed firms that share a director, phone number or address with Tesco Mobile. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share a director: 3
past link: 1

In the full report: all 3 connected firms, named

How each is linked: shared directors (3)
Who links each one: the named directors, with dates
1 past link through former directors

Firms like Tesco Mobile

Other firms of the same type (lender), nearest first.

In Slough

Everyday Lending LimitedSloughAuthorised Michael CheungSloughAuthorised Salah AwadallahSloughAuthorised LeasePlan UK LimitedSloughAuthorised E-Careers LimitedSloughAuthorised Island Investments ltdSloughAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tesco Mobile

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

124 other companies its directors have run, named
3 background checks on its contact details
All 121 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Tesco Mobile Limited FCA authorised?

Yes, Tesco Mobile Limited (FRN 723698) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2016 and works as a lender. The FCA has placed no limits on its permissions.

What is Tesco Mobile’s phone number and website?

The FCA register lists the phone number 0345 301 4455 and the website tescomobile.com for Tesco Mobile. If you were given different contact details, use these to check with the firm before going any further.

Is Tesco Mobile a scam or clone?

Tesco Mobile is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Tesco Mobile?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Tesco Mobile to the Financial Ombudsman Service, free of charge.

Who owns Tesco Mobile?

Companies House lists 3 people with significant control of Tesco Mobile: Tesco Mobile Communications Limited (25–50% of shares), Tesco Mobile Services Limited (25–50% of shares) and O2 Communications Limited (25–50% of votes).

Who runs Tesco Mobile?

Companies House lists 8 directors of Tesco Mobile: Mark David Hardman, Lutz Markus Schuler, Paul Michael O'Sullivan, Jonathan Taylor, Christine Heffernan, Alison Cheung and 2 more.

How long has Tesco Mobile been in business?

The company was formed on 29 May 2003, and has held its current FCA authorisation since June 2016.