Test Valley Financial Management Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 20 years
Your funds are protected by FSCS
No FCA actions
Active company since 2005
Accounts filed up to 31 March 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

01489 559977
Address

3 Silvertrees, Holly Hill Lane, Sarisbury Green, Southampton, Hants, SO31 7NB, United Kingdom

In the full report: 2 background checks

What kind of line 01489 559977 is
Who else gives the postcode SO31 7NB

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (11 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 05440610 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 29 April 2005 (21 years old)
Registered office: 3 Silvertrees Holly Hill Lane, Sarisbury Green, Southampton, SO31 7NB
Nature of business: Life insurance (SIC 65110)
Security and commodity contracts dealing activities (SIC 66120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Kathryn Mary Paul	Director	Sep 1969	29 Apr 2005	1 other company
Steven John Paul	Director	May 1968	29 Apr 2005	1 other company
Kathryn Mary Paul	Secretary	Not published	29 Apr 2005	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1
run together: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 2 directors run together

Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£154k

+2.4% from £150k

Cash at bank

£149k

+12% from £132k

Employees (average)

2

Same as 2

Owed within a year

£7,956

+32% from £6,036

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2020 to 2026
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05440610. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Test Valley Financial Management’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2016

6 April 2016

Kathryn Mary Paul became a part-owner (25–50% of shares)
Steven John Paul became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2006

25 January 2006

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2005

29 April 2005

Incorporated at Companies House

Companies House

In the full report: all 11 events

All 11 events in its history (6 shown here)
Every director appointment and resignation: 2

Firms like Test Valley Financial Management

Other firms of the same type (financial adviser), nearest first.

In Southampton

ABS Financial Planning LimitedSouthamptonAuthorised Asset Management Financial Advisers LimitedSouthamptonAuthorised Barrie Financial Services LimitedSouthamptonAuthorised Calpe Financial Solutions LimitedSouthamptonAuthorised Darwins IFA LimitedSouthamptonAuthorised Ethical Wealth Planning LtdSouthamptonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Test Valley Financial Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 11 events in its history

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Frequently asked questions about this firm

Is Test Valley Financial Management Limited FCA authorised?

Yes, Test Valley Financial Management Limited (FRN 437923) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2006 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Test Valley Financial Management’s phone number?

The FCA register lists the phone number 01489 559977 for Test Valley Financial Management. If you were given different contact details, use these to check with the firm before going any further.

Is Test Valley Financial Management a scam or clone?

Test Valley Financial Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Test Valley Financial Management?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Test Valley Financial Management to the Financial Ombudsman Service, free of charge.

Who owns Test Valley Financial Management?

Companies House lists 2 people with significant control of Test Valley Financial Management: Mr Steven John Paul (25–50% of shares) and Mrs Kathryn Mary Paul (25–50% of shares).

Who runs Test Valley Financial Management?

Companies House lists 2 directors of Test Valley Financial Management: Kathryn Mary Paul and Steven John Paul.

How long has Test Valley Financial Management been in business?

The company was formed on 29 April 2005, and has held its current FCA authorisation since January 2006.

What do Test Valley Financial Management’s latest accounts show?

Its latest accounts, to 31 March 2026, show net assets of £154k (+2.4% from £150k) and cash at bank of £149k (+12% from £132k).