Texel Finance Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 1997
Accounts filed up to 31 December 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

thetexelgroup.com (opens in a new tab)
Phone number

020 7481 3030
Address

11-12 Bury Street, -, London, EC3A 5AT, United Kingdom

In the full report: 3 background checks

When thetexelgroup.com first appeared online, and whether it can receive email
What kind of line 020 7481 3030 is, and the other firm that gives it
Who else gives the postcode EC3A 5AT

Other names (1)

If you were contacted under any of these names, it is this firm.

The Texel Group Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (5 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03454026 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 22 October 1997 (28 years old)
Registered office: 11-12 Bury Street, London, EC3A 5AT, United Kingdom
Nature of business: Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Andrew Lennard	Director	Sep 1959	29 Oct 1997	4 other companies
Simon Bessant	Director	Jun 1981	31 Jan 2012	None
Matthew Saxon Riley	Director	Oct 1966	15 Aug 2017	13 other companies
Ashleigh Joyce	Director	Apr 1987	28 Feb 2022	None
Caroline Margaret Searle	Director	Sep 1967	10 Mar 2022	2 other companies
Alan Ball	Director	Dec 1979	1 Sep 2023	None
William Robert Charles Shaw	Director	Jan 1970	10 Sep 2024	None
Jonathan James Crossfield	Director	Jun 1974	6 May 2026	1 other company
Matthew Saxon Riley	Secretary	Not published	15 Aug 2017	–

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 17
closed down: 2
went insolvent: 3

In the full report: all 17 companies, named

What each company does, and whether it is still trading
Which of these 8 directors sit on each board, and since when
The 3 that went into liquidation or administration
The 4 on the FCA register
The 3 companies these 8 directors run together
All 12 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

£10.2m

+218% from £3.20m

Net assets

£19.9m

−58% from £46.8m

Cash at bank

£1.55m

+324% from £366k

Owed within a year

£12.6m

No earlier figure to compare

The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £11.0m, for the year to 31 December 2021.

Profit before tax

In the full report: all 7 years of accounts

Every year from 2019 to 2025
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03454026. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Texel Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (20)

2016

6 April 2016

Texel Holdings Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2005

14 January 2005

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

1997

22 October 1997

Incorporated at Companies House

Companies House

In the full report: all 20 events

All 20 events in its history (5 shown here)
Every director appointment and resignation: 12

Firms connected to Texel Finance

Other FCA-listed firms that share a director, phone number or address with Texel Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share a director: 1
share its phone number: 1

In the full report: all 2 connected firms, named

How each is linked: shared directors (1), the same phone number (1), the same postcode (1)
Who links each one: the named directors, with dates
3 past links through former directors

Firms like Texel Finance

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Texel Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

17 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 20 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Texel Finance Limited FCA authorised?

Yes, Texel Finance Limited (FRN 301021) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Texel Finance’s phone number and website?

The FCA register lists the phone number 020 7481 3030 and the website thetexelgroup.com for Texel Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Texel Finance a scam or clone?

Texel Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Texel Finance?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Texel Finance to the Financial Ombudsman Service, free of charge.

Who owns Texel Finance?

Texel Finance is owned by Texel Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016.

Who runs Texel Finance?

Companies House lists 8 directors of Texel Finance: Andrew Lennard, Simon Bessant, Matthew Saxon Riley, Ashleigh Joyce, Caroline Margaret Searle, Alan Ball and 2 more.

How long has Texel Finance been in business?

The company was formed on 22 October 1997, and has held its current FCA authorisation since January 2005.

What do Texel Finance’s latest accounts show?

Its latest accounts, to 31 December 2025, show profit before tax of £10.2m (+218% from £3.20m) and net assets of £19.9m (−58% from £46.8m).

Does Texel Finance use any other names?

It trades as The Texel Group.