Tfli Limited

Reference number: 723630

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Scammers have impersonated this firm. The FCA has published 3 warnings naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When tfli.co.uk first appeared online, and whether it can receive email
  • What kind of line 01625 322555 is, and the other firm that gives it
  • Who else gives the postcode SK10 2XG
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Other names (35)

If you were contacted under any of these names, it is this firm.

  • www.commercialexperts.com Trading name
  • www.commercialexperts.co.uk Trading name
  • www.compariso.co.uk Trading name
  • www.consumerexperts.com Trading name
  • http://www.eautoloanrates.com Former trading name
  • http://www.eautoloanrates.co.uk Former trading name
  • Myloancall.co.uk Former trading name
  • simplecarloans.co.uk Former trading name
  • www.autofunder.co.uk Former trading name
  • www.bestloans.co.uk Former trading name
  • www.blossomloans.co.uk Former trading name
  • www.carloanlocator.co.uk Former trading name
  • www.carloanz.co.uk Former trading name
  • www.cheaploans.co.uk Former trading name
  • www.cloverloans.co.uk Former trading name
  • www.equityreleaser.co.uk Former trading name
  • www.expertloan.co.uk Former trading name
  • www.gravityloans.co.uk Former trading name
  • www.ironloans.co.uk Former trading name
  • www.lightfinance.co.uk Former trading name
  • www.livesinsured.co.uk Former trading name
  • www.loanscape.co.uk Former trading name
  • www.loansyoulike.co.uk Former trading name
  • www.lotusloans.co.uk Former trading name
  • www.lowloans.co.uk Former trading name
  • www.lunarloans.co.uk Former trading name
  • www.mortgageclever.co.uk Former trading name
  • www.mymotorloan.co.uk Former trading name
  • www.neonloans.co.uk Former trading name
  • www.platinumcash.co.uk Former trading name
  • www.roseloans.co.uk Former trading name
  • www.saturnloans.co.uk Former trading name
  • www.termloans.co.uk Former trading name
  • www.whitegoodscover.co.uk Former trading name
  • www.zincloans.co.uk Former trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (9)
  • 01622 805211
  • 01625 830420
  • 01625 830430
  • 01625 830432
  • 01625 830439
  • 01628 873877
  • 01923 751290
  • 020 3129 7774
  • 020 8095 0530
Fake email addresses (5)
  • admin@equityloans4you.uk
  • help@cheaploanuk.co.uk
  • help@thecheaploans.co.uk
  • paulsmithcheaploans@gmail.com
  • richardloanadvisor@gmail.com
Fake websites (1)
  • equityloans4you.uk
The 3 FCA warnings these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08424810
Company status
Active
Company type
Private limited company
Incorporated
28 February 2013 (13 years old)
Registered office
First Floor, Beechwood Court Springwood Way, Tytherington Business Park, Macclesfield, Cheshire, SK10 2XG, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam David Bowers Director May 1981 28 Feb 2013 14 other companies
Peter Thomas Jones Director Feb 1980 20 Jan 2017 4 other companies
Daniel Harvey Rodgers Director Feb 1979 4 Apr 2017 8 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
22
closed down
19
run together
4

In the full report: all 22 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 companies these 3 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2024Small company accountsNot audited

Net assets

£50.3k

+24% from £40.6k

Cash at bank

£511k

+40% from £365k

Employees (average)

40

−18% from 49

Owed within a year

£1.56m

+99% from £783k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08424810. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Tfli’s history from the FCA register and Companies House, newest first.

Key events (6) All events (83)

2018

7 June 2018

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2017

4 April 2017

  • Daniel Harvey Rodgers became a part-owner (25–50% of shares)

Companies House

2016

5 July 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Bcb Holdings (Cheshire) Limited became the majority owner (50–75% of shares)

Companies House

2013

28 February 2013

  • Incorporated at Companies House

Companies House

In the full report: all 83 events

  • All 83 events in its history (6 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Tfli

Other FCA-listed firms that share a director, phone number or address with Tfli. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Tfli

Other firms of the same type (mortgage adviser or broker), nearest first.

In Macclesfield

Moneybrain Advice LtdMacclesfieldAuthorisedMoneybrain LtdMacclesfieldAuthorisedMoneypoint Finance LimitedMacclesfieldAuthorisedPaul TurnerMacclesfieldAuthorisedThe Insurance Surgery LimitedMacclesfieldAuthorisedWestongate Associates LtdMacclesfieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tfli

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 22 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 83 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Tfli Limited FCA authorised?
Yes, Tfli Limited (FRN 723630) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2016 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Tfli’s phone number and website?
The FCA register lists the phone number 01625 322555 and the website tfli.co.uk for Tfli. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Tfli a scam or clone?
Scammers have impersonated Tfli: the FCA has published 3 warnings about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Tfli, shown on this page.
Is my money safe with Tfli?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Tfli to the Financial Ombudsman Service, free of charge.
Who owns Tfli?
Tfli is owned by Bcb Holdings (Cheshire) Limited, which holds 50–75% of shares, 50–75% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Tfli?
Companies House lists 3 directors of Tfli: Adam David Bowers, Peter Thomas Jones and Daniel Harvey Rodgers.
How long has Tfli been in business?
The company was formed on 28 February 2013, and has held its current FCA authorisation since July 2016.
What do Tfli’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £50.3k (+24% from £40.6k) and cash at bank of £511k (+40% from £365k).
Does Tfli use any other names?
It trades as www.commercialexperts.com, www.commercialexperts.co.uk, www.compariso.co.uk and www.consumerexperts.com. It has previously used 31 other names, including http://www.eautoloanrates.com, http://www.eautoloanrates.co.uk and Myloancall.co.uk.

Sources and links

The full report on Tfli Limited

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