Thain Electrical Ltd

Reference number: 787462

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thainelectrical.com first appeared online, and whether it can receive email
  • What kind of line 01479 810744 is
  • Who else gives the postcode PH22 1SD
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC314421
Company status
Active
Company type
Private limited company
Incorporated
10 January 2007 (19 years old)
Registered office
Clement Millar Spiersbridge House, 1 Spiersbridge Way, Spiersbridge Business Park, Glasgow, G46 8NG, Scotland
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Kevin Thain Director Oct 1968 10 Jan 2007 1 other company
Malcolm Thain Director Feb 1944 5 May 2011 1 other company
Malcolm Thain Secretary Not published 10 Jan 2007 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
is FCA-registered
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 2 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£81.4k

+22% from £67.0k

Cash at bank

£38.8k

+96% from £19.8k

Employees (average)

10

Same as 10

Owed within a year

£588k

−12% from £667k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC314421. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Thain Electrical’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2017

7 September 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Kevin Thain took control (75–100% of shares)

Companies House

2007

10 January 2007

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Thain Electrical

Other FCA-listed firms that share a director, phone number or address with Thain Electrical. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Thain Electrical

Other firms of the same type (credit broker), nearest first.

In Aviemore

Macdonald Resorts LimitedAviemoreAuthorised

In the Perth (PH) postcode area

chipandpindirect ltdCrieffAuthorisedGary Edward CoffeyPerthAuthorisedJM Richards CyclesPerthAuthorisedNordic Commercial Finance LTDAuchterarderAuthorisedThe Blairgowrie Golf ClubBlairgowrieSee the register

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Thain Electrical

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Thain Electrical Ltd FCA authorised?
Yes, Thain Electrical Ltd (FRN 787462) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2017 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Thain Electrical’s phone number and website?
The FCA register lists the phone number 01479 810744 and the website thainelectrical.com for Thain Electrical. If you were given different contact details, use these to check with the firm before going any further.
Is Thain Electrical a scam or clone?
Thain Electrical is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Thain Electrical?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Thain Electrical handles your money, so check the specific product before you commit. You can also refer complaints about Thain Electrical to the Financial Ombudsman Service, free of charge.
Who owns Thain Electrical?
Companies House lists one person with significant control of Thain Electrical: Mr Kevin Thain (75–100% of shares).
Who runs Thain Electrical?
Companies House lists 2 directors of Thain Electrical: Kevin Thain and Malcolm Thain.
How long has Thain Electrical been in business?
The company was formed on 10 January 2007, and has held its current FCA authorisation since September 2017.
What do Thain Electrical’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £81.4k (+22% from £67.0k) and cash at bank of £38.8k (+96% from £19.8k).

Sources and links

The full report on Thain Electrical Ltd

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