Thames Water Utilities Limited

Reference number: 404668

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Thames Water Utilities Limited (FRN 404668) is an AR of Homeserve Membership Limited (FRN 312518). When you use Thames Water Utilities's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Thames Water Utilities, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thameswater.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 980 8800 is
  • Who else gives the postcode RG1 8DB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Thames Water Trading name: A name it trades under now.

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake email addresses (1)
  • mail@tw-opt.in
Fake websites (2)
  • tw-opt.in
  • twu-opt.in
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Homeserve Membership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
1 April 1989 (37 years old)
Registered office
Clearwater Court, Vastern Road, Reading, Berkshire, RG1 8DB
Nature of business
  • Water collection, treatment and supply (SIC 36000)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Phares Pearson Director Apr 1959 1 Sep 2014 11 other companies
Nicholas Charles Edward Land Director Feb 1948 6 Feb 2017 3 other companies
Catherine Susan Lynn Director Apr 1964 28 Nov 2018 19 other companies
Adrian Alastair Montague (Sir) Director Feb 1948 10 Jul 2023 7 other companies
Christopher Phillip Anthony Weston Director Jan 1964 8 Jan 2024 3 other companies
Aidan Whiteman De Brunner Director Jun 1972 1 Sep 2024 19 other companies
Neil Jonathan Robson Director Feb 1969 2 Oct 2024 6 other companies
Julian Gething Director Feb 1965 22 Jan 2025 14 other companies
Adam Banks Director Feb 1971 28 Mar 2025 8 other companies
Nirmal Dhirajlal Kotecha Director Nov 1961 28 Mar 2025 4 other companies
Andrew James Mcnaughton Director Nov 1963 28 Mar 2025 9 other companies
Steven John Buck Director Feb 1969 7 Apr 2025 None
Andrew Fraiser Secretary Not published 27 Mar 2024 –

Other companies run by these 12 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
84
closed down
14
went insolvent
3

In the full report: all 84 companies, named

  • What each company does, and whether it is still trading
  • Which of these 12 directors sit on each board, and since when
  • The 3 that went into liquidation or administration
  • The 6 on the FCA register
  • The 4 companies these 12 directors run together
  • All 124 people who have ever been directors, with their dates
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Key dates in its history

Thames Water Utilities’s history from the FCA register and Companies House, newest first.

2021

6 December 2021

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2016

6 April 2016

  • Thames Water Utilities Holdings Limited took control (75–100% of shares)

Companies House

2005

14 January 2005

  • Became an appointed representative

FCA register

1989

1 April 1989

  • Incorporated at Companies House

Companies House

In the full report: all 271 events

  • All 271 events in its history (4 shown here)
  • Every director appointment and resignation: 266
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Firms connected to Thames Water Utilities

Other FCA-listed firms that share a director, phone number or address with Thames Water Utilities. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
4
past links
2

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (4)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Thames Water Utilities

Other firms of the same type (insurance broker), nearest first.

In Reading

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Thames Water Utilities

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 84 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 271 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Thames Water Utilities Limited FCA authorised?
Thames Water Utilities Limited (FRN 404668) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Thames Water Utilities?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Thames Water Utilities Limited (FRN 404668) is an AR of Homeserve Membership Limited (FRN 312518). When you use Thames Water Utilities's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Thames Water Utilities, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Thames Water Utilities’ phone number and website?
The FCA register lists the phone number 0800 980 8800 and the website thameswater.co.uk for Thames Water Utilities. If you were given different contact details, use these to check with the firm before going any further.
Is Thames Water Utilities a scam or clone?
Scammers have impersonated Thames Water Utilities: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Thames Water Utilities, shown on this page.
Is my money safe with Thames Water Utilities?
Protection works through Homeserve Membership Limited, the principal firm responsible for Thames Water Utilities's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Thames Water Utilities?
Thames Water Utilities is owned by Thames Water Utilities Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs Thames Water Utilities?
Companies House lists 12 directors of Thames Water Utilities: Ian Phares Pearson, Nicholas Charles Edward Land, Catherine Susan Lynn, Adrian Alastair Montague (Sir), Christopher Phillip Anthony Weston, Aidan Whiteman De Brunner and 6 more.
How long has Thames Water Utilities been in business?
The company was formed on 1 April 1989.
Does Thames Water Utilities use any other names?
It trades as Thames Water.

Sources and links

The full report on Thames Water Utilities Limited

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