The Access Bank UK Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 18 years
Your funds are protected by FSCS
No FCA actions
Active company since 2007

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

theaccessbankukltd.co.uk (opens in a new tab)
Phone number

01606 813010
Address

4 Royal Court, Gadbrook Park, Rudheath, Northwich, Cheshire West And Chester, CW9 7UT, United Kingdom

In the full report: 3 background checks

When theaccessbankukltd.co.uk first appeared online, and whether it can receive email
What kind of line 01606 813010 is
Who else gives the postcode CW9 7UT

FCA permissions and consumer protection

Hold or safeguard your money FSCS may apply
Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (16 permissions)

Accepting Deposits
Acting as a CBTL administrator
Acting as a CBTL arranger
Acting as a CBTL lender
Administering a regulated mortgage contract
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Arranging safeguarding and administration of assets
Dealing in investments as agent
Dealing in investments as principal
Entering into a regulated mortgage contract as lender
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments
Managing investments
Safeguarding and administration of assets (without arranging)
Sending dematerialised instructions

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 06365062 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 10 September 2007 (19 years old)
Registered office: 4 Royal Court, Gadbrook Way Gadbrook Park, Northwich, Cheshire, CW9 7UT
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
James Kevin Simmonds	Director	Jan 1960	8 Jan 2008	5 other companies
Roosevelt Michael Ogbonna	Director	Apr 1974	20 Mar 2017	1 other company
David John Charters	Director	May 1960	15 Mar 2019	8 other companies
Heather Kathleen Mclaughlin	Director	Feb 1965	25 Nov 2022	None
Gregory Ovie Jobome	Director	Jun 1965	25 Nov 2022	None
Sandra Ann Quinn	Director	Jun 1962	27 Nov 2023	5 other companies
David Allan Plant	Director	May 1978	1 Dec 2023	12 other companies
Vikas Monawer	Director	Feb 1966	1 Feb 2026	1 other company

Other companies run by these 8 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 29
closed down: 7
are FCA-registered: 3

In the full report: all 29 companies, named

What each company does, and whether it is still trading
Which of these 8 directors sit on each board, and since when
Any that went into liquidation or administration
The 3 on the FCA register
The 2 companies these 8 directors run together
All 18 people who have ever been directors, with their dates

Key dates in its history

The Access Bank UK’s history from the FCA register and Companies House, newest first.

Key events (5) All events (31)

2013

1 April 2013

Regulated by the FCA from this date
Regulated by the Prudential Regulation Authority from this date

FCA register

2008

12 August 2008

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2007

10 September 2007

Incorporated at Companies House

Companies House

In the full report: all 31 events

All 31 events in its history (5 shown here)
Every director appointment and resignation: 24

Firms connected to The Access Bank UK

Other FCA-listed firms that share a director, phone number or address with The Access Bank UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share a director: 1
share its postcode: 1

In the full report: all 2 connected firms, named

How each is linked: shared directors (1), the same postcode (1)
Who links each one: the named directors, with dates
2 past links through former directors

Firms like The Access Bank UK

Other firms of the same type (bank or building society), nearest first.

In the Crewe (CW) postcode area

Health Shield Friendly Society LimitedCreweAuthorised Congleton Community Credit Union LimitedCongletonAuthorised

Elsewhere in the UK

Wells Fargo Bank, National AssociationLondonAuthorised Credit Suisse (UK) LimitedLondonAuthorised UBS AGLondonAuthorised DB UK Bank LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Access Bank UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

29 other companies its directors have run, named
3 background checks on its contact details
All 31 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is The Access Bank UK Limited FCA authorised?

Yes, The Access Bank UK Limited (FRN 478415) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2008 and works as a bank or building society. The FCA has placed no limits on its permissions.

What is The Access Bank UK’s phone number and website?

The FCA register lists the phone number 01606 813010 and the website theaccessbankukltd.co.uk for The Access Bank UK. If you were given different contact details, use these to check with the firm before going any further.

Is The Access Bank UK a scam or clone?

The Access Bank UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with The Access Bank UK?

It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The Access Bank UK to the Financial Ombudsman Service, free of charge.

Who runs The Access Bank UK?

Companies House lists 8 directors of The Access Bank UK: James Kevin Simmonds, Roosevelt Michael Ogbonna, David John Charters, Heather Kathleen McLaughlin, Gregory Ovie Jobome, Sandra Ann Quinn and 2 more.

How long has The Access Bank UK been in business?

The company was formed on 10 September 2007, and has held its current FCA authorisation since August 2008.