The Air Travel Consultancy Limited

Reference number: 496430

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Air Travel Consultancy Limited (FRN 496430) is an AR of Travel & General Insurance Services Limited (FRN 304788). When you use The Air Travel Consultancy's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Air Travel Consultancy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When theatc.co.uk first appeared online, and whether it can receive email
  • What kind of line 01252 795200 is
  • Who else gives the postcode PO19 3GB
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Air Travel Consultancy Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Travel & General Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 July 1999 (27 years old)
Registered office
69 Leadenhall Street, London, EC3A 2BG, England
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
Walter Alexander Mcculloch Director Mar 1982 21 Jun 2024 8 other companies
Richard Stuart Watson Director Nov 1975 21 Jun 2024 8 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
still active
10
are FCA-registered
3

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 6 companies these 2 directors run together
  • All 5 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£176k

+63% from £107k

Employees (average)

3

Same as 3

Owed within a year

£62.5k

+17% from £53.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03802781. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Air Travel Consultancy’s history from the FCA register and Companies House, newest first.

2024

22 August 2024

  • Changed its registered name from "The Air Travel Consultancy Ltd"

FCA register

21 June 2024

  • Board replaced: its only director left and 2 new directors took over
  • Assured Underwriting Group Limited took control (75–100% of shares)
  • Nicholas James gave up control

Companies House

2016

1 July 2016

  • Nicholas James took control (75–100% of shares)

Companies House

2009

16 February 2009

  • Became an appointed representative

FCA register

1999

8 July 1999

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (7 shown here)
  • Every director appointment and resignation: 6
Instant PDF download

Firms connected to The Air Travel Consultancy

Other FCA-listed firms that share a director, phone number or address with The Air Travel Consultancy. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
3

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (3)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like The Air Travel Consultancy

Other firms of the same type (insurance broker), nearest first.

In Chichester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Air Travel Consultancy

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history
  • 3 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is The Air Travel Consultancy Limited FCA authorised?
The Air Travel Consultancy Limited (FRN 496430) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Air Travel Consultancy?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Air Travel Consultancy Limited (FRN 496430) is an AR of Travel & General Insurance Services Limited (FRN 304788). When you use The Air Travel Consultancy's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Air Travel Consultancy, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Air Travel Consultancy’s phone number and website?
The FCA register lists the phone number 01252 795200 and the website theatc.co.uk for The Air Travel Consultancy. If you were given different contact details, use these to check with the firm before going any further.
Is The Air Travel Consultancy a scam or clone?
The Air Travel Consultancy is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Air Travel Consultancy?
Protection works through Travel & General Insurance Services Limited, the principal firm responsible for The Air Travel Consultancy's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Air Travel Consultancy?
The Air Travel Consultancy is owned by Assured Underwriting Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 21 June 2024. Before that, it was controlled by Nicholas James.
Who runs The Air Travel Consultancy?
Companies House lists 2 directors of The Air Travel Consultancy: Walter Alexander McCulloch and Richard Stuart Watson.
How long has The Air Travel Consultancy been in business?
The company was formed on 8 July 1999.
What do The Air Travel Consultancy’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £176k (+63% from £107k).
Does The Air Travel Consultancy use any other names?
It has previously used the name The Air Travel Consultancy Ltd.

Sources and links

The full report on The Air Travel Consultancy Limited

£19.99 · Instant PDF download

Loading secure checkout…