Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 30 November 2025
Responsible principal firm
SHERMIN FINANCE LIMITED Reference number: 727594 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- THE BEARDED HEATING CO. LTD (FRN 1049516) introduces customers to SHERMIN FINANCE LIMITED (FRN 727594). Any regulated advice or arranging is done by the principal, not THE BEARDED HEATING CO..
- Example: if THE BEARDED HEATING CO. refers you to a financial adviser, the advice should come from the principal firm, not from THE BEARDED HEATING CO. itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
-
Address
15 Sela Drive, Shinfield, Reading, Wokingham, RG2 9YJ, United Kingdom
In the full report: 3 background checks
- When thebeardedheatingco.com first appeared online, and whether it can receive email
- What kind of line 07704 929030 is
- Who else gives the postcode RG2 9YJ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Bearded Heating Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Shermin Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14484611 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 15 November 2022 (3 years old)
- Registered office
- 15 Sela Drive, Shinfield, Reading, RG2 9YJ, England
- Nature of business
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- Plumbing, heat and air-conditioning installation (SIC 43220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Gursharan Bhambra | Director | Aug 1984 | 15 Nov 2022 | 1 other company |
| Ranjit Singh Bhambra | Director | Nov 1984 | 15 Nov 2022 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
- run together
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 2 directors run together
Filed accounts and finances
Net assets
£1,373
+31% from £1,045
Employees (average)
2
Same as 2
Owed within a year
£75.1k
−16% from £89.1k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14484611. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
The Bearded Heating Co.’s history from the FCA register and Companies House, newest first.
2026
20 January 2026
- Became an introducer appointed representative
FCA register
2022
15 November 2022
- Incorporated at Companies House
- Gursharan Bhambra became a part-owner (25–50% of shares)
- Ranjit Singh Bhambra became a part-owner (25–50% of shares)
Companies House
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 2
Firms like The Bearded Heating Co.
Other firms of the same type (home improvement or trades), nearest first.
In Reading
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on The Bearded Heating Co.
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- All 7 events in its history
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Frequently asked questions about this firm
Is The Bearded Heating Co. Ltd FCA authorised?
What does introducer appointed representative mean for The Bearded Heating Co.?
What is The Bearded Heating Co.’s phone number and website?
Is The Bearded Heating Co. a scam or clone?
Is my money safe with The Bearded Heating Co.?
Who owns The Bearded Heating Co.?
Who runs The Bearded Heating Co.?
How long has The Bearded Heating Co. been in business?
What do The Bearded Heating Co.’s latest accounts show?
Does The Bearded Heating Co. use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk