The Bedford and District Citizens Advice Bureau
Reference number: 617505
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Citizens Advice Bureau, 8 Harpur Centre, Bedford, MK40 1TP, United Kingdom
In the full report: 3 background checks
- When bedfordcab.org.uk first appeared online, and whether it can receive email
- What kind of line 01234 346543 is
- Who else gives the postcode MK40 1TP
Other names (2)
If you were contacted under any of these names, it is this firm.
- The Bedford & District Citizens Advice Bureau Trading name: A name it trades under now.
- Bedford & District Citizens Advice Bureau Former name: A name it was registered under before.
The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
- Debt Adjusting
- Debt-counselling
- Providing Credit Information Services
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05190146 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private company limited by guarantee
- Incorporated
- 27 July 2004 (22 years old)
- Registered office
- 8 Harpur Centre, Bedford, MK40 1TP, England
- Nature of business
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- Other information service activities not elsewhere classified (SIC 63990)
- Activities of other membership organisations not elsewhere classified (SIC 94990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Thomas Greville Inskip (Dr) | Director | Apr 1958 | 25 Apr 2016 | 1 other company |
| Mark Smith | Director | Aug 1970 | 2 Jun 2020 | None |
| Elizabeth Borland | Director | Dec 1962 | 3 Nov 2022 | None |
| Iain Lloyd Clark | Director | Jan 1968 | 15 Feb 2024 | 5 other companies |
| David Stuart Hodgson | Director | Oct 1959 | 15 Feb 2024 | 3 other companies |
| Mark Andrew Smith | Director | Aug 1962 | 1 Oct 2025 | 4 other companies |
| Clifford Mark Carter | Director | Oct 1958 | 1 Oct 2025 | 2 other companies |
| Neil Edward Paul Mcgowan | Director | Feb 1966 | 1 Oct 2025 | 1 other company |
| Roger Henry Sanbrook | Director | Apr 1943 | 1 Oct 2025 | 1 other company |
| Lucy Ann Barnes | Secretary | Not published | 1 Jun 2026 | – |
Other companies run by these 9 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 14
- closed down
- 2
- are FCA-registered
- 3
In the full report: all 14 companies, named
- What each company does, and whether it is still trading
- Which of these 9 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- The 1 company these 9 directors run together
- All 55 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£174k
No earlier figure to compare
Cash at bank
£36.4k
No earlier figure to compare
Employees (average)
19
No earlier figure to compare
Owed within a year
£69.2k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 05190146. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
This firm’s history from the FCA register and Companies House, newest first.
2026
29 June 2026
- Changed its registered name from "Bedford & District Citizens Advice Bureau"
FCA register
2021
2 February 2021
- Fraser Young no longer has significant control
Companies House
2020
18 December 2020
- Fraser Young gained significant control
Companies House
2018
26 February 2018
- Jennifer Sarah Ann Shipman no longer has significant control
Companies House
2016
6 April 2016
- Jennifer Sarah Ann Shipman gained significant control
Companies House
2014
1 April 2014
- Regulated by the FCA from this date
- FCA imposed a requirement (Not for profit firm)
- Became authorised by the FCA
FCA register
2004
27 July 2004
- Incorporated at Companies House
Companies House
In the full report: all 114 events
- All 114 events in its history (9 shown here)
- Every director appointment and resignation: 103
Connected firms
Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- past links
- 2
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
- 2 past links through former directors
Similar firms
Other firms of the same type (debt advice or management), nearest first.
In Bedford
In the Milton Keynes (MK) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on this firm
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 14 other companies its directors have run, named
- 3 background checks on its contact details
- All 114 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk