The Business Lending Exchange Limited

Reference number: 726641

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When theblx.com first appeared online, and whether it can receive email
  • What kind of line 01223 836905 is
  • Who else gives the postcode PE29 3GH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The BLX Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 November 2006 (19 years old)
Registered office
Fourth Floor East Matrix House, Basing View, Basingstoke, Hampshire, RG21 4FF, England
Nature of business
  • Financial leasing (SIC 64910)

Directors and company secretaries

Name Role Born Appointed Other companies
Helen Anne Mclean Director Jan 1978 1 Jun 2017 None
James Brian Andrew Smeed Director Jun 1984 29 Sep 2022 12 other companies
Lesley Anne Crossley Secretary Not published 31 Jul 2024 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
still active
11
are FCA-registered
4

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • All 13 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2021Small company accountsAudited

Net assets

£353k

No earlier figure to compare

Cash at bank

£516k

No earlier figure to compare

Employees (average)

8

No earlier figure to compare

Owed within a year

£905k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06011377. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Business Lending Exchange’s history from the FCA register and Companies House, newest first.

2021

8 October 2021

  • Christopher Derek Allan stopped being a part-owner

Companies House

29 June 2021

  • Bradburn Limited stopped being a part-owner

Companies House

28 June 2021

  • Bradburn Limited became a part-owner (25–50% of shares)
  • Conister Bank Ltd stopped being a part-owner

Companies House

2017

15 December 2017

  • Conister Bank Ltd became a part-owner (25–50% of shares)
  • John David George Stickley stopped being a part-owner
  • Marion Ann Stickley stopped being a part-owner

Companies House

2016

14 September 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

6 April 2016

  • Christopher Derek Allan became a part-owner (25–50% of shares)
  • John David George Stickley became a part-owner (25–50% of shares)
  • Marion Ann Stickley became a part-owner (25–50% of shares)

Companies House

2006

28 November 2006

  • Incorporated at Companies House

Companies House

In the full report: all 47 events

  • All 47 events in its history (14 shown here)
  • Every director appointment and resignation: 30
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Firms connected to The Business Lending Exchange

Other FCA-listed firms that share a director, phone number or address with The Business Lending Exchange. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
4

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (4)
  • Who links each one: the named directors, with dates
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Firms like The Business Lending Exchange

Other firms of the same type (lender), nearest first.

In Huntingdon

In the Peterborough (PE) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Business Lending Exchange

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 47 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is The Business Lending Exchange Limited FCA authorised?
Yes, The Business Lending Exchange Limited (FRN 726641) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2016 and works as a lender. The FCA has placed a limit on what it may do.
What is The Business Lending Exchange’s phone number and website?
The FCA register lists the phone number 01223 836905 and the website theblx.com for The Business Lending Exchange. If you were given different contact details, use these to check with the firm before going any further.
Is The Business Lending Exchange a scam or clone?
The Business Lending Exchange is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Business Lending Exchange?
It may control client money but not hold it. Protection depends on which product you hold and how The Business Lending Exchange handles your money, so check the specific product before you commit. You can also refer complaints about The Business Lending Exchange to the Financial Ombudsman Service, free of charge.
Who owns The Business Lending Exchange?
Companies House lists no one with significant control of The Business Lending Exchange now. Before that, it was controlled by Mr Christopher Derek Allan, Bradburn Limited and Conister Bank Ltd.
Who runs The Business Lending Exchange?
Companies House lists 2 directors of The Business Lending Exchange: Helen Anne McLean and James Brian Andrew Smeed.
How long has The Business Lending Exchange been in business?
The company was formed on 28 November 2006, and has held its current FCA authorisation since September 2016.
What do The Business Lending Exchange’s latest accounts show?
Its latest accounts, to 31 May 2021, show net assets of £353k (no earlier figure to compare) and cash at bank of £516k (no earlier figure to compare).
Does The Business Lending Exchange use any other names?
It trades as The BLX.

Sources and links

The full report on The Business Lending Exchange Limited

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