The Buyback Service Limited

Reference number: 656221

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0121 246 1821

  • Address

    152 Halesowen Road, Cradley Heath, West Midlands, B64 5LP, United Kingdom

In the full report: 2 background checks

  • What kind of line 0121 246 1821 is
  • Who else gives the postcode B64 5LP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Little Business Loans Trading name

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08457011
Company status
Active
Company type
Private limited company
Incorporated
22 March 2013 (13 years old)
Registered office
152 Halesowen Road, Cradley Heath, B64 5LP
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Ashley Shaid Sharif Director Jul 1979 22 Mar 2013 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£545k

+1.1% from £539k

Cash at bank

£445k

−6.2% from £474k

Employees (average)

8

Up 8 from 0

Owed within a year

£1.38m

+3.2% from £1.34m

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08457011. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Buyback Service’s history from the FCA register and Companies House, newest first.

2024

21 October 2024

  • Christopher Dean Sharif became a part-owner (25–50% of shares)

Companies House

2017

22 March 2017

  • Ashley Shaid Sharif became a part-owner (25–50% of shares)

Companies House

2014

18 December 2014

  • Registered with the FCA

FCA register

17 November 2014

  • Began trading as "Little Business Loans"

FCA register

2013

22 March 2013

  • Incorporated at Companies House
  • Ashley Shaid Sharif appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to The Buyback Service

Other FCA-listed firms that share a director, phone number or address with The Buyback Service. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Get the full report on The Buyback Service

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is The Buyback Service Limited FCA authorised?
The Buyback Service Limited (FRN 656221) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is The Buyback Service’s phone number?
The FCA register lists the phone number 0121 246 1821 for The Buyback Service. If you were given different contact details, use these to check with the firm before going any further.
Is The Buyback Service a scam or clone?
The Buyback Service is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with The Buyback Service?
Money you hand to The Buyback Service is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns The Buyback Service?
Companies House lists 2 people with significant control of The Buyback Service: Mr Christopher Dean Sharif (25–50% of shares) and Mr Ashley Shaid Sharif (25–50% of shares).
Who runs The Buyback Service?
Companies House lists one director of The Buyback Service: Ashley Shaid Sharif.
How long has The Buyback Service been in business?
The company was formed on 22 March 2013.
What do The Buyback Service’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £545k (+1.1% from £539k) and cash at bank of £445k (−6.2% from £474k).
Does The Buyback Service use any other names?
It trades as Little Business Loans.

Sources and links

The full report on The Buyback Service Limited

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