The Cinnamon Trust

Reference number: 1036352

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • THE CINNAMON TRUST (FRN 1036352) introduces customers to TVIS Limited (FRN 523215). Any regulated advice or arranging is done by the principal, not THE CINNAMON TRUST.
  • Example: if THE CINNAMON TRUST refers you to a financial adviser, the advice should come from the principal firm, not from THE CINNAMON TRUST itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When cinnamon.org.uk first appeared online, and whether it can receive email
  • What kind of line 01736 757900 is
  • Who else gives the postcode TR27 4HE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TVIS Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
29 August 2009 (17 years old)
Registered office
10 Market Square, Hayle, Cornwall, TR27 4HE
Nature of business
  • Social work activities without accommodation for the elderly and disabled (SIC 88100)

Directors and company secretaries

Name Role Born Appointed Other companies
John Richard Dale Director Sep 1953 29 Jun 2010 3 other companies
Dale William Band Director Jan 1976 12 Sep 2011 1 other company
Sarah Louise Whittall Director Jun 1975 5 Sep 2024 None
Trevor Dee Director Oct 1964 8 Jun 2026 None
Thomas William James Maunder Director Oct 1977 8 Jun 2026 2 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
3
still active
3

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2024Full accountsAudited

Employees (average)

89

+16% from 77

In the full report: all 4 years of accounts

  • Every year from 2019 to 2024
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07004861. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Cinnamon Trust’s history from the FCA register and Companies House, newest first.

2025

24 June 2025

  • Became an introducer appointed representative

FCA register

2022

20 October 2022

  • Averil Regina Jarvis no longer has significant control

Companies House

2016

1 July 2016

  • Averil Regina Jarvis gained significant control

Companies House

2009

29 August 2009

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (4 shown here)
  • Every director appointment and resignation: 15
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Firms like The Cinnamon Trust

Other firms of the same type (insurance broker), nearest first.

In Hayle

In the Truro (TR) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Cinnamon Trust

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 19 events in its history

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Frequently asked questions about this firm

Is The Cinnamon Trust FCA authorised?
The Cinnamon Trust (FRN 1036352) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for The Cinnamon Trust?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. The Cinnamon Trust (FRN 1036352) introduces customers to TVIS Limited (FRN 523215). Any regulated advice or arranging is done by the principal, not The Cinnamon Trust. Example: if The Cinnamon Trust refers you to a financial adviser, the advice should come from the principal firm, not from The Cinnamon Trust itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Cinnamon Trust’s phone number and website?
The FCA register lists the phone number 01736 757900 and the website cinnamon.org.uk for The Cinnamon Trust. If you were given different contact details, use these to check with the firm before going any further.
Is The Cinnamon Trust a scam or clone?
The Cinnamon Trust is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Cinnamon Trust?
Protection works through TVIS Limited, the principal firm responsible for The Cinnamon Trust's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Cinnamon Trust?
Companies House lists no one with significant control of The Cinnamon Trust now. Before that, it was controlled by Averil Regina Jarvis.
Who runs The Cinnamon Trust?
Companies House lists 5 directors of The Cinnamon Trust: John Richard Dale, Dale William Band, Sarah Louise Whittall, Trevor Dee and Thomas William James Maunder.
How long has The Cinnamon Trust been in business?
The company was formed on 29 August 2009.
What do The Cinnamon Trust’s latest accounts show?

Sources and links

The full report on The Cinnamon Trust

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