The Co-Operative Family Credit Union Limited

Reference number: 213649

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorisation being cancelled

This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When themoney.coop first appeared online, and whether it can receive email
  • What kind of line 0345 602 3554 is
  • Who else gives the postcode M60 0AG
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Co-op Credit Union Trading name
  • The Co-op Credit Union Trading name
  • The Co-operative Credit Union Trading name
  • The Money Co-op Trading name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake websites (1)
  • mercierclark.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Accepting Deposits
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Key dates in its history

The Co-Operative Family Credit Union’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2012

4 April 2012

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2002

2 July 2002

  • Applied to cancel its FCA authorisation

FCA register

24 June 2002

  • Regulated by the Financial Services Authority from this date

FCA register

In the full report: all 12 events

  • All 12 events in its history (5 shown here)
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Firms connected to The Co-Operative Family Credit Union

Other FCA-listed firms that share a director, phone number or address with The Co-Operative Family Credit Union. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like The Co-Operative Family Credit Union

Other firms of the same type (bank or building society), nearest first.

In Manchester

The Co-Operative Bank P.L.C.ManchesterSee the registerCash Box Credit Union LimitedManchesterAuthorisedGrand United Order of Oddfellows Friendly SocietyManchesterAuthorisedIndependent Order of Odd Fellows Manchester Unity Friendly Society LimitedManchesterAuthorisedManchester Credit Union LimitedManchesterAuthorisedSouth Manchester Credit Union LimitedManchesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Co-Operative Family Credit Union

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 12 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is The Co-Operative Family Credit Union Limited FCA authorised?
The Co-Operative Family Credit Union Limited (FRN 213649) is on the FCA register, but its authorisation is changing (authorisation being cancelled). Check the register before dealing with it.
What is The Co-Operative Family Credit Union’s phone number and website?
The FCA register lists the phone number 0345 602 3554 and the website themoney.coop for The Co-Operative Family Credit Union. If you were given different contact details, use these to check with the firm before going any further.
Is The Co-Operative Family Credit Union a scam or clone?
Scammers have impersonated The Co-Operative Family Credit Union: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for The Co-Operative Family Credit Union, shown on this page.
Is my money safe with The Co-Operative Family Credit Union?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The Co-Operative Family Credit Union to the Financial Ombudsman Service, free of charge.
Does The Co-Operative Family Credit Union use any other names?
It trades as Co-op Credit Union, The Co-op Credit Union, The Co-operative Credit Union and The Money Co-op.

Sources and links

The full report on The Co-Operative Family Credit Union Limited

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