The Ethical Investment Co-operative Limited

Reference number: 186996

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ethicalmoney.org first appeared online, and whether it can receive email
  • What kind of line 01748 889440 is
  • Who else gives the postcode DL10 5HG
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private company limited by guarantee
Incorporated
10 April 1997 (29 years old)
Registered office
Unit 1 The Aske Stables, Aske, Richmond, North Yorkshire, DL10 5HG, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Ian Harland Director May 1958 9 Jul 1998 1 other company
Richard Foster Director Dec 1970 5 Oct 2024 None
Lynne Sandra Carr Director Oct 1976 13 May 2026 None
Laurence Edward Hutchinson Director Apr 1990 13 May 2026 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2026Small company accountsNot audited

Net assets

£374k

+6.8% from £350k

Cash at bank

£186k

+8.8% from £171k

Employees (average)

9

Same as 9

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03350281. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Ethical Investment Co-operative’s history from the FCA register and Companies House, newest first.

2026

13 May 2026

  • Laurence Edward Hutchinson gained significant control
  • Lynne Sandra Carr gained significant control

Companies House

2024

5 October 2024

  • Richard Foster gained significant control

Companies House

2016

10 April 2016

  • Ian Harland gained significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1998

24 June 1998

  • Regulated by the Personal Investment Authority from this date

FCA register

1997

10 April 1997

  • Incorporated at Companies House

Companies House

In the full report: all 29 events

  • All 29 events in its history (9 shown here)
  • Every director appointment and resignation: 16
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Firms like The Ethical Investment Co-operative

Other firms of the same type (financial adviser), nearest first.

In Richmond

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Ethical Investment Co-operative

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 29 events in its history

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Frequently asked questions about this firm

Is The Ethical Investment Co-operative Limited FCA authorised?
Yes, The Ethical Investment Co-operative Limited (FRN 186996) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is The Ethical Investment Co-operative’s phone number and website?
The FCA register lists the phone number 01748 889440 and the website ethicalmoney.org for The Ethical Investment Co-operative. If you were given different contact details, use these to check with the firm before going any further.
Is The Ethical Investment Co-operative a scam or clone?
The Ethical Investment Co-operative is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Ethical Investment Co-operative?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The Ethical Investment Co-operative to the Financial Ombudsman Service, free of charge.
Who owns The Ethical Investment Co-operative?
Companies House lists 4 people with significant control of The Ethical Investment Co-operative: Mrs Lynne Sandra Carr (significant influence or control), Mr Laurence Edward Hutchinson (significant influence or control), Mr Richard Foster (significant influence or control) and Mr Ian Harland (significant influence or control).
Who runs The Ethical Investment Co-operative?
Companies House lists 4 directors of The Ethical Investment Co-operative: Ian Harland, Richard Foster, Lynne Sandra Carr and Laurence Edward Hutchinson.
How long has The Ethical Investment Co-operative been in business?
The company was formed on 10 April 1997, and has held its current FCA authorisation since December 2001.
What do The Ethical Investment Co-operative’s latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £374k (+6.8% from £350k) and cash at bank of £186k (+8.8% from £171k).

Sources and links

The full report on The Ethical Investment Co-operative Limited

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