The Finance Group Limited

Reference number: 758852

Instant download

On the register, but not FCA authorised, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When tfgpay.com first appeared online, and whether it can receive email
  • What kind of line 07445 222222 is
  • Who else gives the postcode NW3 5JS
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • TFG Trading name

Past FCA permissions and consumer protection

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Companies House records this company in liquidation.
  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
  • This company has insolvency history on record.
Company number
09595951
Company status
Liquidation
Company type
Private limited company
Incorporated
18 May 2015 (11 years old)
Registered office
Birmingham Business Park, Solihull Parkway, Birmingham, B37 7YN, England
Nature of business
  • Activities of financial services holding companies (SIC 64205)
  • Activities of other holding companies not elsewhere classified (SIC 64209)

Directors and company secretaries

Name Role Born Appointed Other companies
Noah Keller Director Aug 1978 23 Nov 2022 None
Alexander Schmid Director Apr 1980 10 Mar 2023 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 5 people who have been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2021Small company accountsNot audited

Net assets

£2.55m

+83% from £1.40m

Cash at bank

£639k

+34% from £478k

Employees (average)

18

Same as 18

Owed within a year

£314k

+4.1% from £301k

Its next accounts are overdue at Companies House.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09595951. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Finance Group’s history from the FCA register and Companies House, newest first.

Key events (8) All events (17)

2022

23 March 2022

  • Alexander Schmid gained significant control
  • Jan Muller gave up control
  • Noah Keller gained significant control

Companies House

2021

18 November 2021

  • Emils Kerimovs no longer has significant control

Companies House

1 October 2021

  • Jan Muller took control (75–100% of shares)

Companies House

2017

17 May 2017

  • Emils Kerimovs gained significant control

Companies House

2016

20 September 2016

  • Registered with the FCA

FCA register

2015

18 May 2015

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (8 shown here)
  • Every director appointment and resignation: 8
Instant PDF download

Firms connected to The Finance Group

Other FCA-listed firms that share a director, phone number or address with The Finance Group. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
no longer authorised
1
share its postcode
5

In the full report: all 5 connected firms, named

  • How each is linked: the same postcode (5)
  • Who links each one: the named directors, with dates
Instant PDF download

Get the full report on The Finance Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 17 events in its history
  • 5 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is The Finance Group Limited FCA authorised?
The Finance Group Limited (FRN 758852) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is The Finance Group’s phone number and website?
The FCA register lists the phone number 07445 222222 and the website tfgpay.com for The Finance Group. If you were given different contact details, use these to check with the firm before going any further.
Is The Finance Group a scam or clone?
The Finance Group is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with The Finance Group?
The Finance Group is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Who owns The Finance Group?
Companies House lists 2 people with significant control of The Finance Group: Mr Noah Keller (significant influence or control) and Mr Alexander Schmid (significant influence or control). Before that, it was controlled by Mr Jan Muller and Mr Emils Kerimovs.
Who runs The Finance Group?
Companies House lists 2 directors of The Finance Group: Noah Keller and Alexander Schmid.
How long has The Finance Group been in business?
The company was formed on 18 May 2015. Companies House now lists it as liquidation.
What do The Finance Group’s latest accounts show?
Its latest accounts, to 31 December 2021, show net assets of £2.55m (+83% from £1.40m) and cash at bank of £639k (+34% from £478k). Its accounts are overdue at Companies House.
Does The Finance Group use any other names?
It trades as TFG.

Sources and links

The full report on The Finance Group Limited

£19.99 · Instant PDF download

Loading secure checkout…