The Fincon Service Limited

Reference number: 1034681

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When themortgageconsultancy.co.uk first appeared online, and whether it can receive email
  • What kind of line 01322 553282 is
  • Who else gives the postcode DA18 4AL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • The Mortgage Consultancy Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08596214
Company status
Active
Company type
Private limited company
Incorporated
4 July 2013 (13 years old)
Registered office
18 Oakhurst Gardens, Bexleyheath, Kent, DA7 5JP, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Peter John Vandervennin Director May 1957 4 Jul 2013 1 other company
Hannah Louise Vandervennin Director Mar 1994 1 Jan 2020 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£172k

−14% from £201k

Cash at bank

£166k

−25% from £221k

Employees (average)

7

Same as 7

Owed within a year

£39.8k

−28% from £54.9k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08596214. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Fincon Service’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2025

23 October 2025

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Peter John Vandervennin became the majority owner (50–75% of shares)

Companies House

2013

4 July 2013

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to The Fincon Service

Other FCA-listed firms that share a director, phone number or address with The Fincon Service. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like The Fincon Service

Other firms of the same type (mortgage adviser or broker), nearest first.

In Erith

Pk Mortgage Services LimitedErithAppointed representative

In the Dartford (DA) postcode area

Amanda Domican Mortgage ServicesBexleyAuthorisedAnthony LaiBexleyheathAuthorisedBoone Hall LimitedGravesendAuthorisedDiamond Property Finance LimitedKentAuthorisedDP Financial Services LimitedSidcupAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Fincon Service

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is The Fincon Service Limited FCA authorised?
Yes, The Fincon Service Limited (FRN 1034681) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2025 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is The Fincon Service’s phone number and website?
The FCA register lists the phone number 01322 553282 and the website themortgageconsultancy.co.uk for The Fincon Service. If you were given different contact details, use these to check with the firm before going any further.
Is The Fincon Service a scam or clone?
The Fincon Service is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Fincon Service?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The Fincon Service to the Financial Ombudsman Service, free of charge.
Who owns The Fincon Service?
Companies House lists one person with significant control of The Fincon Service: Mr Peter John Vandervennin (50–75% of shares).
Who runs The Fincon Service?
Companies House lists 2 directors of The Fincon Service: Peter John Vandervennin and Hannah Louise Vandervennin.
How long has The Fincon Service been in business?
The company was formed on 4 July 2013, and has held its current FCA authorisation since October 2025.
What do The Fincon Service’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £172k (−14% from £201k) and cash at bank of £166k (−25% from £221k).
Does The Fincon Service use any other names?
It trades as The Mortgage Consultancy.

Sources and links

The full report on The Fincon Service Limited

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