The Independent Living Consultants Limited

Reference number: 424294

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

MARK BATES LIMITED Reference number: 308390 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Independent Living Consultants Limited (FRN 424294) is an AR of MARK BATES LIMITED (FRN 308390). When you use The Independent Living Consultants's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Independent Living Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When independentlivingconsultants.co.uk first appeared online, and whether it can receive email
  • What kind of line 01494 443933 is
  • Who else gives the postcode HP13 5UW
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Independent Living Consultants Ltd Former name
  • The Independent Living Consultants Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mark Bates Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
03663608
Company status
Active
Company type
Private limited company
Incorporated
6 November 1998 (27 years old)
Registered office
Mead Court Unit 10, The Mead Business Centre, Berkhampstead Road Chesham, Bucks, HP5 3EE
Nature of business
  • Other retail sale of new goods in specialised stores (not commercial art galleries and opticians) (SIC 47789)
  • Other human health activities (SIC 86900)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Walsh Director Apr 1969 6 Nov 1998 None
David Cole Director Dec 1939 26 May 2000 2 other companies
Maureen Mavis Cole Director Jul 1943 27 Apr 2006 2 other companies
David Cole Secretary Not published 10 Sep 1999 2 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
run together
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£106k

<1% from £105k

Cash at bank

£81.5k

−19% from £100k

Owed within a year

£67.2k

+22% from £55.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03663608. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Independent Living Consultants’s history from the FCA register and Companies House, newest first.

Key events (6) All events (9)

2024

9 April 2024

  • Changed its registered name from "The Independent Living Consultants Ltd"

FCA register

2016

8 April 2016

  • Changed its registered name from "Independent Living Consultants Ltd"

FCA register

6 April 2016

  • David Cole became the majority owner (50–75% of shares)
  • Richard Walsh became a part-owner (25–50% of shares)

Companies House

2005

26 January 2005

  • Became an appointed representative

FCA register

1998

6 November 1998

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (6 shown here)
  • Every director appointment and resignation: 3
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Firms connected to The Independent Living Consultants

Other FCA-listed firms that share a director, phone number or address with The Independent Living Consultants. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like The Independent Living Consultants

Other firms of the same type (dental or medical practice), nearest first.

In High Wycombe

Ashton Rix LimitedHigh WycombeAppointed representativeAshtree House LimitedHigh WycombeAppointed representativeEBS Dent LtdHigh WycombeAppointed representativeNSK LimitedHigh WycombeAppointed representativeSmiles 4 Ever LimitedHigh WycombeAppointed representativeThe Chiltern Dental Centre LimitedHigh WycombeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Independent Living Consultants

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is The Independent Living Consultants Limited FCA authorised?
The Independent Living Consultants Limited (FRN 424294) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Independent Living Consultants?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Independent Living Consultants Limited (FRN 424294) is an AR of MARK BATES LIMITED (FRN 308390). When you use The Independent Living Consultants's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Independent Living Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Independent Living Consultants’ phone number and website?
The FCA register lists the phone number 01494 443933 and the website independentlivingconsultants.co.uk for The Independent Living Consultants. If you were given different contact details, use these to check with the firm before going any further.
Is The Independent Living Consultants a scam or clone?
The Independent Living Consultants is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Independent Living Consultants?
Protection works through Mark Bates Limited, the principal firm responsible for The Independent Living Consultants's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Independent Living Consultants?
Companies House lists 2 people with significant control of The Independent Living Consultants: Mr David Cole (50–75% of shares) and Richard Walsh (25–50% of shares).
Who runs The Independent Living Consultants?
Companies House lists 3 directors of The Independent Living Consultants: Richard Walsh, David Cole and Maureen Mavis Cole.
How long has The Independent Living Consultants been in business?
The company was formed on 6 November 1998.
What do The Independent Living Consultants’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £106k (<1% from £105k) and cash at bank of £81.5k (−19% from £100k).
Does The Independent Living Consultants use any other names?
It has previously used 2 other names: Independent Living Consultants Ltd and The Independent Living Consultants Ltd.

Sources and links

The full report on The Independent Living Consultants Limited

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