The Kings Lynn Mortgage Centre Ltd

Reference number: 406422

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sesame Limited Reference number: 150427 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Kings Lynn Mortgage Centre Ltd (FRN 406422) is an AR of Sesame Limited (FRN 150427). When you use The Kings Lynn Mortgage Centre's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Kings Lynn Mortgage Centre, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0845 456 5055

  • Address

    19 Chapel Road, Pott Row, King's Lynn, Norfolk, PE32 1BS, United Kingdom

In the full report: 2 background checks

  • What kind of line 0845 456 5055 is
  • Who else gives the postcode PE32 1BS
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Greentree Financial Services Trading name
  • Greentree Mortgage Services Trading name
  • Keith Israel Financial Services Trading name
  • Nigel Keith Israel Trading name
  • Kings Lynn Mortgage Centre Former name
  • The Kings Lynn Mortgage Centre Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sesame Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
THE KING'S LYNN MORTGAGE CENTRE LIMITED
Company number
04620846
Company status
Active
Company type
Private limited company
Incorporated
18 December 2002 (23 years old)
Registered office
24 Market Place, Swaffham, Norfolk, PE37 7QH, England
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Nigel Keith Israel Director Sep 1957 18 Dec 2002 None
Wendy Lillian Israel Director Oct 1962 18 Dec 2002 None
Wendy Lillian Israel Secretary Not published 18 Dec 2002 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

−£7,591

Down £7,760 from £169

Employees (average)

3

Same as 3

Owed within a year

£37.6k

+24% from £30.2k

Net assets are negative: on its last balance sheet the company owed £7,591 more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04620846. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Kings Lynn Mortgage Centre’s history from the FCA register and Companies House, newest first.

Key events (6) All events (12)

2016

6 April 2016

  • Nigel Keith Israel took control (75–100% of shares)
  • Wendy Lillian Israel took control (75–100% of shares)

Companies House

2009

4 September 2009

  • Changed its registered name from "The Kings Lynn Mortgage Centre"

FCA register

2008

27 November 2008

  • Changed its registered name from "Kings Lynn Mortgage Centre"

FCA register

2004

2 November 2004

  • Became an appointed representative

FCA register

2002

18 December 2002

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like The Kings Lynn Mortgage Centre

Other firms of the same type (insurance broker), nearest first.

In King's Lynn

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Kings Lynn Mortgage Centre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is The Kings Lynn Mortgage Centre Ltd FCA authorised?
The Kings Lynn Mortgage Centre Ltd (FRN 406422) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Kings Lynn Mortgage Centre?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Kings Lynn Mortgage Centre Ltd (FRN 406422) is an AR of Sesame Limited (FRN 150427). When you use The Kings Lynn Mortgage Centre's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Kings Lynn Mortgage Centre, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Kings Lynn Mortgage Centre’s phone number?
The FCA register lists the phone number 0845 456 5055 for The Kings Lynn Mortgage Centre. If you were given different contact details, use these to check with the firm before going any further.
Is The Kings Lynn Mortgage Centre a scam or clone?
The Kings Lynn Mortgage Centre is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Kings Lynn Mortgage Centre?
Protection works through Sesame Limited, the principal firm responsible for The Kings Lynn Mortgage Centre's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Kings Lynn Mortgage Centre?
Companies House lists 2 people with significant control of The Kings Lynn Mortgage Centre: Mr Nigel Keith Israel (75–100% of shares) and Mrs Wendy Lillian Israel (75–100% of shares).
Who runs The Kings Lynn Mortgage Centre?
Companies House lists 2 directors of The Kings Lynn Mortgage Centre: Nigel Keith Israel and Wendy Lillian Israel.
How long has The Kings Lynn Mortgage Centre been in business?
The company was formed on 18 December 2002.
What do The Kings Lynn Mortgage Centre’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£7,591 (down £7,760 from £169).
Does The Kings Lynn Mortgage Centre use any other names?
It trades as Greentree Financial Services, Greentree Mortgage Services, Keith Israel Financial Services and Nigel Keith Israel. It has previously used 2 other names: Kings Lynn Mortgage Centre and The Kings Lynn Mortgage Centre.

Sources and links

The full report on The Kings Lynn Mortgage Centre Ltd

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