The Lending Channel Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 11 years
Your funds are protected by FSCS
No FCA actions
Active company since 2007
Accounts filed up to 31 December 2025
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

thelendingchannel.co.uk (opens in a new tab)
Phone number

01738 583008
Address

2/1 King James VI Business Centre, Friarton Road, Perth, PH2 8DY, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When thelendingchannel.co.uk first appeared online, and whether it can receive email
What kind of line 01738 583008 is
Who else gives the postcode PH2 8DY

Other names (34)

If you were contacted under any of these names, it is this firm.

Duggan Mortgage Solutions Trading name: A name it trades under now.
Lending Channel Trading name: A name it trades under now.
LNK Mortgages Trading name: A name it trades under now.
Logic Property Finance Trading name: A name it trades under now.
Mortgage Haven UK Trading name: A name it trades under now.
Mortgage Marketplace Trading name: A name it trades under now.
Rose Financial Trading name: A name it trades under now.
Unlocked Mortgages Trading name: A name it trades under now.
www.thelendingchannel.co.uk Trading name: A name it trades under now.
Blimey Loans Ltd Former name: A name it was registered under before.
Abbotshall Mortgage and Property Services Former trading name: A name it used to trade under.
Anderson Mortgages (Scotland) Former trading name: A name it used to trade under.
Best Mortgage Fit UK Former trading name: A name it used to trade under.
blimey! loans Former trading name: A name it used to trade under.
Boyle Mortgage Solutions Former trading name: A name it used to trade under.
Clan Financial Solutions Former trading name: A name it used to trade under.
FP Finance Former trading name: A name it used to trade under.
Griffin Mortgages & Protection Former trading name: A name it used to trade under.
ISS Financial Former trading name: A name it used to trade under.
Joanne Douglas Mortgage Services Former trading name: A name it used to trade under.
Kintail Finance Former trading name: A name it used to trade under.
Mark Brady Mortgages Former trading name: A name it used to trade under.
Mark Larkins Mortgages Former trading name: A name it used to trade under.
McArthur Scott Mortgages Former trading name: A name it used to trade under.
McMaster Finance Former trading name: A name it used to trade under.
Mortgage Brokers Scotland Former trading name: A name it used to trade under.
Munro Mortgages Former trading name: A name it used to trade under.
Propcap Consultancy Former trading name: A name it used to trade under.
Sovereign Financial Services Former trading name: A name it used to trade under.
The Mortgage Fixer Former trading name: A name it used to trade under.
www.scottishbuytoletmortgages.co.uk Former trading name: A name it used to trade under.
www.scottishcommercialmortgages.co.uk Former trading name: A name it used to trade under.
www.scottishsecuredloans.co.uk Former trading name: A name it used to trade under.
Your Next Step Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages · Arrange equity release FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (14 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on a home reversion plan
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) a home reversion plan
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to a home reversion plan
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments
Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: SC334818 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 4 December 2007 (18 years old)
Registered office: 2/1 King James Vi Business Centre, Friarton Road, Perth, PH2 8DY, Scotland
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Elaine Ewing	Director	Dec 1973	4 Dec 2007	5 other companies
Alistair Ewing	Director	Jul 1965	1 Feb 2010	5 other companies
Murray Ewing	Director	Aug 1967	17 Aug 2010	3 other companies
Elaine Ewing	Secretary	Not published	4 Dec 2007	5 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 10
closed down: 8
run together: 3

In the full report: all 10 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 3 companies these 3 directors run together

Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£235k

+79% from £131k

Cash at bank

£560k

+161% from £214k

Owed within a year

£363k

No earlier figure to compare

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC334818. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Lending Channel’s history from the FCA register and Companies House, newest first.

Key events (6) All events (71)

2016

6 April 2016

Alistair Ewing became a part-owner (25–50% of shares)
Murray Ewing became a part-owner (25–50% of shares)

Companies House

2015

1 July 2015

Changed its registered name from "Blimey Loans Ltd"

FCA register

30 January 2015

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2007

4 December 2007

Incorporated at Companies House

Companies House

In the full report: all 71 events

All 71 events in its history (6 shown here)
Every director appointment and resignation: 5

Firms connected to The Lending Channel

Other FCA-listed firms that share a director, phone number or address with The Lending Channel. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share its postcode: 3

In the full report: all 3 connected firms, named

How each is linked: the same postcode (3)
Who links each one: the named directors, with dates

Firms like The Lending Channel

Other firms of the same type (mortgage adviser or broker), nearest first.

In Perth

Derek Alexander WoodcockPerthAppointed representative HH Mortgage ConsultancyPerthAppointed representative LNK Mortgages LtdPerthAppointed representative MBM Finance LtdPerthAppointed representative Perth Mortgage CentrePerthAppointed representative Simple Approach Mortgages Perth & Dundee LtdPerthAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Lending Channel

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

10 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
7 years of accounts, charted
All 71 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is The Lending Channel Ltd FCA authorised?

Yes, The Lending Channel Ltd (FRN 626787) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2015 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is The Lending Channel’s phone number and website?

The FCA register lists the phone number 01738 583008 and the website thelendingchannel.co.uk for The Lending Channel. If you were given different contact details, use these to check with the firm before going any further.

Is The Lending Channel a scam or clone?

The Lending Channel is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with The Lending Channel?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about The Lending Channel to the Financial Ombudsman Service, free of charge.

Who owns The Lending Channel?

Companies House lists 2 people with significant control of The Lending Channel: Mr Alistair Ewing (25–50% of shares) and Mr Murray Ewing (25–50% of shares).

Who runs The Lending Channel?

Companies House lists 3 directors of The Lending Channel: Elaine Ewing, Alistair Ewing and Murray Ewing.

How long has The Lending Channel been in business?

The company was formed on 4 December 2007, and has held its current FCA authorisation since January 2015.

What do The Lending Channel’s latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £235k (+79% from £131k) and cash at bank of £560k (+161% from £214k).

Does The Lending Channel use any other names?

It trades as Duggan Mortgage Solutions, Lending Channel, LNK Mortgages, Logic Property Finance and Mortgage Haven UK, and 4 more names. It has previously used 25 other names, including Blimey Loans Ltd, Abbotshall Mortgage and Property Services and Anderson Mortgages (Scotland).